Top 5 financial goals you should consider for 2015

1
Top 5 Financial Goals You Should Consider for 2015

• www.haylengroup.com

2

• www.haylengroup.com

3
1. Set up a Full Financial Plan.

• www.haylengroup.com

• As a certified financial planner, I believe
  everyone should have a financial plan, and that
  they should review this plan each and every year.
  But it is interesting how few people actually
  have completed this type of planning. Every day,
  I meet with people either in or near retirement
  and almost all of them have never completed a
  plan.

4
2. Max out on your Annual Investments.

• Many people are not maxing out their annual
  contributions to retirement plans, savings
  accounts or even 529 plans for their kids
  college funds. It is a new year, and now is the
  time to figure out what the limit is for each
  plan, how much you can afford and ensure you are
  putting that amount away each month
  automatically. And by automatic, I mean that it
  comes out of your paycheck before you even see it.

• www.haylengroup.com

5

• 3. Be prepared for paying your taxes through
  early planning.

• www.haylengroup.com

6
4. Get your Finances Organized.

• It is important to keep your investment and tax
  documents, but sometimes having so much paper can
  get a little overwhelming. The best way to handle
  this is to have a system on how to handle
  paperwork. First, hang on to any statement that
  you cannot reproduce (meaning you dont have
  online access). Also, if you have the ability,
  find a secure online storage system, and drop
  those documents into that program.

• www.haylengroup.com

7
5. Finally, if you have debts of any kind,
establish a plan to pay them off.

• www.haylengroup.com

• If it is credit card debt, then take the smallest
  card and pay it off first, and then the next and
  the next. If you only have a mortgage, see if you
  can pay one or two more payments per year. This
  simple process could literally take years off of
  your mortgage. Why not make 2015 a debt-free
  retirement year?

8

• California offers a lot of diverse things to do
  and is a great place to live. When you are ready
  to buy or sell a home, we at Haylen Group are
  here to help you with all of your real estate
  needs! If you are unsure what your options are,
  call Helen Chong at (408) 800-LIST or email at
  Helen_at_HaylenGroup.com. You can also visit us at
  our website for available listings and
  additional information.

• www.haylengroup.com