This presentation has been prepared from information furnished by Across America Real Estate Corp. A

1
(No Transcript)
2
Presentation Disclaimer

• This presentation has been prepared from
  information furnished by Across America Real
  Estate Corp. (AARD.OB). This presentation
  includes forward-looking statements. This
  information is based on assumptions as to future
  events that are inherently uncertain and
  subjective. AARD makes no representation or
  warranty as to the attainability of such
  assumptions or as to whether future results will
  occur as projected. You are expected to conduct
  your own investigation with regard to AARD and
  its prospects.
• This presentation also contains certain
  information about AARD business prospects and
  financial projections. These are only prospects
  and projections based upon good faith current
  expectations of the management of AARD. AARD
  makes no representations or warranties either as
  to the degree of predictability of the prospects
  and projections or as to the accuracy of the
  assumptions on which they are based.
• All of the statements in this presentation with
  respect to the business of AARD are based on
  information furnished by AARD. Any projections
  or other forecasts contained herein have been
  prepared by AARD and are based on its subjective
  estimates and assumptions about circumstances and
  events that have not yet taken place and are
  subject to material variation. Accordingly,
  there can be no assurance that any projected or
  forecasted results will be attained. While the
  information set forth herein has been obtained
  from sources believed to be reliable, AARD and
  its respective directors, officers, employees,
  representatives and controlling persons neither
  offer an opinion as to nor assume any
  responsibility for the adequacy, accuracy or
  completeness of any information contained herein
  or for the omission of any information relating
  thereto, and none of the foregoing persons accept
  any liability for any loss or damages of any kind
  resulting from the use of the information
  contained herein or otherwise supplied.
• Copies may also be obtained by contacting Across
  Americas offices at 303-893-1003. The company
  assumes no obligation to update the information
  in this presentation.

3
AARD Who We Are

• Across America Real Estate (AARD.OB) is a company
  focused on the niche for small box, single pad
  developers.
• Our business strategy is to provide 100
  financing for small box, build-to-suit real
  estate projects.
• We invest capital in the inefficient small pad
  build-to-suit construction market.
• Our goal is to implement national strategy for
  this underserved multi-billion dollar market.

4
Served The Large Construction Market
Served Large Construction Market

• Annual construction for stores and mercantile
  buildings
• 2003 estimate of 28.6 billion
• 2007 estimate of 35.3 billion
• Compound growth rate of 5
• These large projects are dominated by national
  real estate development companies.
• Sources FMI Construction Outlook Report, Merrill
  Lynch Research Reports, Proprietary analysis

5
The Large Construction Market
Data
Data Large Construction Market
6
Under Served Small Pad Market

• Annual construction for small pad target market
• 2003 estimate of 1.9 billion
• 2007 estimate of 2.8 billion
• Compound growth rate of 10
• Small projects are not dominated by national or
  regional real estate development companies.
• This is a highly inefficient market without
  industry leadership, making it an underserved
  market full of opportunity.
• Sources FMI Construction Outlook Report, Merrill
  Lynch Research Reports, Proprietary analysis

7
Targeted Small Pad Market
8
Funding Niche
9
AARD Developer Relationship

• Issues Facing Small Pad Developers
• Typically they cannot reach full potential due to
  lack of financing, which reduces profitability.
• The lack of a financial sponsor reduces the
  number of available projects they can take on
  with build-to-suit clients.
• AARD Value for Small Pad Developers
• Our financing commitment increases the number of
  projects completed, which increases developer
  profits.
• Our financial sponsorship supports and enhances
  the developers relationship with build-to-suit
  clients.

10
AARD Retailer Relationship

• Issues Facing Retailers
• Their internal goal of completing a targeted
  number of projects can be missed if developers
  are unable to gain financing.
• Lack of a financial partner is the most common
  reason that slows down or reduces the number of
  projects completed on an annual basis for a
  developer.
• AARD Value Add for Retailers
• We increase the number of projects completed on a
  timely basis in specific region.
• We provide financial sponsorship to preferred
  developers.

11
AARD Network
Current Developer Relationships