Case Study

1
Case Study Ms. Visalatchi
CB Option 3
Female, Non-Smoker Age 28, BSA 80K
Death/TPD/CI
For CI Claim
Exercise Buy -Back Option
Entry ANB 28 Pay premium RM2,388 per year
Death/TPD/CI occurs at age 60 Receive lump
sum Death/TPD/CI Benefits RM245,005
2
Case Study Ms. Visalatchi
CB Option 3
Female, Non-Smoker Age 28, BSA 80K
Maturity
Total Surrender Value_at_ age 68 is RM248,367
Paid RM95,520
Paid RM76,416
Pay premium RM2,388 per year. Total premium paid
until age 87 is RM140,892
At maturity age 87 total maturity value
is RM731,508
Total Surrender Value_at_ age 60 is RM152,966