Rendez-Vous de Septembre Monte-Carlo 6 September, 2000 Mark Wood CEO, AXA UK

1
Rendez-Vous de SeptembreMonte-Carlo 6
September, 2000Mark WoodCEO, AXA UK

• UK Non Life Insurance Market

2
Contents
General Property Damage
Motor
Domestic Property
Commercial Property
General Liability

• / Euro Conversion Rate 1.6
• 1999 Market Figures not yet released. Figures
  used are based on provisional figures from the
  Association of British Insurers (ABI)

3
Growth of Claims and Growth in GDPUK General
Insurance Market
Total Claims Euro 18,503 million
Year on Year Growth
Source ABI - Insurance Statistics Yearbook
Office for National Statistics -
Financial Statistics (March 2000)
4
Underwriting Results
Total Claims Euro 18,503 million
of Premiums
Under writing Result (Euro million)
Source ABI - Insurance Statistics Yearbook

5
UK Non Life Industry Insurance Profit
of Written Premiums
Euro billion
Source Warburg Dillon Read UK Insurance
Prospects (February 1999)
6
UK General Business Premium Income By Class of
Business
Euro million
1997
1998
1999 (Est)
NWP
NWP
NWP
Motor
9,747
10,419
11,270
Domestic Property
6,674
7,026
6,219
Commercial Property
3,376
3,382
3,504
General Liability
2,488
2,558
2,085
3,139
3,443
Pecuniary Loss
3,837
4,590
4,826
Accident and Health
4,198
Marine, Aviation and Transport
787
816
626
Total
30,409
32,234
32,367
NWP - Net Written Premiums
Source ABI
7
Underwriting Results by Class of Business
1997
1998
1999 (Est)
Euro million
Euro million
Euro million
Motor
(1,861)
(2,096)
(2,366)
Domestic Property
(146)
(334)
(458)
Commercial Property
-
(325)
(91)
Pecuniary Loss
534
464
347
General Liability
(342)
(379)
(658)
Marine Aviation and Transport
(40)
(38)
(66)
Accident and Health
146
(118)
(43)
(2,826)
Total
(1,709)
(3,335)
Source ABI - Insurance Statistics Yearbook

8
Contents
General Property Damage
Motor
Domestic Property
Commercial Property
General Liability
9
Motor - Combined Ratio
Motor Premiums Euro x,xxx million
Combined Ratio
Source ABI - Insurance Statistics Yearbook

10
Underwriting Results
Motor Premiums Euro 11,270 million
of Premiums
Under writing Result (Euro million)
Source ABI - Insurance Statistics Yearbook

11
Contents
General Property Damage
Motor
Domestic Property
Commercial Property
General Liability
12
Domestic Property - Combined Ratio
Domestic Property Premiums Euro 6,219 million
Combined Ratio
Source ABI - Insurance Statistics Yearbook

13
Underwriting Results
Domestic Property Premiums Euro 6,219 million
of Premiums
Under writing Result (Euro million)
Source ABI - Insurance Statistics Yearbook

14
Contents
General Property Damage
Motor
Domestic Property
Commercial Property
General Liability
15
Commercial Property - Combined Ratio
Commercial Property Premiums Euro 6,219 million
Combined Ratio
Source ABI - Insurance Statistics Yearbook

16
Underwriting Results
Commercial Property Premiums Euro 6,219 million
of Premiums
Under writing Result (Euro million)
Source ABI - Insurance Statistics Yearbook

17
Contents
General Property Damage
Motor
Domestic Property
Commercial Property
General Liability
18
General Liability Growth in Premiums
General Liability Premiums Euro 2,085 million
Growth in Premium Income ()
Source ABI - Insurance Statistics Yearbook

19
General Liability Underwriting Results
General Liability Premiums Euro 2,085 million
of Premiums
Under writing Result (Euro million)
Source ABI - Insurance Statistics Yearbook

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Rendez-Vous de SeptembreMonte-Carlo 6
September, 2000Mark WoodCEO, AXA UK

• UK Non Life Insurance Market