Protect Your Valuable Live Assets with

1

• Protect Your Valuable Live Assets with
• Live Asset Insurance

2
We Insure Live Assets Against

• Freeze
• Wind
• Fire
• Hail
• Flood
• Weight of ice, sleet, snow
• Lightning
• Explosion
• Hurricane
• Tornado
• Smoke

• Vandalism
• Sprinkler leakage
• Sinkhole
• Volcanic action
• Falling objects
• Water damage
• Earth movement
• Riot or Civil Commotion
• Theft
• Aircraft or vehicle damage

3
We Provide Live Asset Insurance For

• Arboretums
• Botanical Gardens
• Colleges and Universities
• Developers
• Golf Courses
• Homeowner Associations

• Municipalities
• Estates
• Nurseries
• Office/Shopping Parks
• Tree Farms
• Resorts
• Vineyards
• Zoos

4
Nursery and Greenhouse Insurance

• Designed for nurseries, greenhouses, retail
  garden centers, hydroponics, and most other live
  asset growers.
• ANLA, the nations leading voice for the Nursery
  and Greenhouse growers has endorsed our Live
  Asset Insurance Program.

5
Golf Course Insurance

• We are members of the NGCOA National Golf Course
  Owners Association and are the only provider of
  full replacement insurance coverage for signature
  trees.
• Highlights include debris removal, installation,
  and full replacement cost coverage, up to
  100,000 per tree.
• All golf courses are eligible.

6
Vineyard and Vine Insurance

• Our vine coverage is the only insurance policy in
  America covering just the vine and the root!
• Vines/roots can be insured up to 250 a piece,
  allowing you to insure years of lost production
  value.
• Government crop insurance policies exclude vine
  coverage. We offer vine/root limits up to
  10,000,000 per policy. Our motto is no vine, no
  wine.

7
Tree Farm Insurance

• Designed to insure orchards, groves, plantations,
  Christmas tree farms, and plant material excluded
  by the government crop insurance program.
• Standing timber is eligible with limits to
  10,000,000.
• We insure trees from seedlings to standing timber.

8

Coverage Area

• Alabama
• Arkansas
• Arizona
• California
• Colorado
• Georgia
• Kentucky
• Louisiana
• Mississippi
• Nevada
• New Mexico
• North Carolina
• Oklahoma
• Oregon
• South Carolina
• Tennessee
• Texas
• Utah
• Virginia

9
Financing Agreement

• Live Asset Insurance has an exclusive finance
  program designed specifically for our Live Asset
  Insurance clients.
• Low Down Payments 15 down with 10 installments.
• Low Interest Charge Interest rates below
  industry standards
• Flexible Payment Options Clients may elect to be
  invoiced monthly or take advantage of direct
  debit or on-line payment services.
• Easy Management Account status can be reviewed
  on-line, with 24/7 access

10
About Us

• Live Asset Insurance was created by David J.
  Teed, CIC in 2007 when he and Doug Cowles, HMI-
  Horticultural Asset Managements President and
  CEO created the nations most comprehensive
  private insurance program for growing plant
  material called, Live Asset Insurance.
• Teed, a 25 year insurance veteran, said
  Insuring trees, shrubs, vines, perennials, and
  annuals has always been a significant insurance
  challenge how much are various plant materials
  worth, what health condition are they in, and how
  should the insurance protection respond all
  questions we successfully resolved before Live
  Asset Insurance could become the green industrys
  choice for growing plant material insurance.
• ANLA The American Nursery Landscape
  Association, www.anla.org endorsed us for their
  Nursery, Tree Farm, Greenhouse, Landscape, Retail
  Garden Center, and other important Green
  Industry relationships across the country. The
  National Golf Course Owners Association, NGCOA
  promotes our program to their association.
• Approved brokers may sell Live Asset Insurance to
  clients in the 19 states we offer the policy. HMI
  Horticultural Asset Management exclusively
  performs our inspections, valuations, appraisals
  and claim management www.hmiadvantage.com.
• We will not compete on any account against a Live
  Asset Insurance broker. Sign up today at
  www.liveassetinsurance.com

11
Contact Information

• David J. Teed, CIC, Managing Director
• DTeed_at_liveassetinsurance.com
• www.liveassetinsurance.com
• (800)-644-0178