Unveil the Potential of Home Loan Balance Transfer

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Unveil the Potential of Home Loan Balance Transfer
BAJAJ HOUSING FINANCE LIMITED
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Introduction

• Home Loan Balance Transfer is a financial
  maneuver where a borrower transfers their
  existing home loan to another lender offering
  more favorable terms. Opt for a Home Loan Balance
  Transfer with Bajaj Housing Finance to get
  interest rates as low as 8.60 p.a. for salaried
  individuals. It allows them to capitalize on
  better market conditions or improved credit
  scores, ultimately optimizing their financial
  commitment. However, careful consideration of
  associated costs and benefits is crucial before
  embarking on this process to ensure it aligns
  with the borrower's long-term financial goals.

BAJAJ HOUSING FINANCE LIMITED
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Features and Benefits of Home Loan Balance
Transfer

• Sizeable Top-up Amount
• Part-Prepayment and Foreclosure Facility
• Flexible Repayment Tenor
• Minimal Documentation
• Online Account Management
• Online Home Loan Calculators
• Integrated Branch Network

BAJAJ HOUSING FINANCE LIMITED
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Eligibility Criteria for Balance Transfer

• For Salaried Individuals
• You should be an Indian citizen (NRIs included)
• You should be between 23 and 62 years of age
• You should have a minimum of 3 years of work
  experience with a public/private sector company,
  or an MNC
• For Self-Employed Individuals
• You should be an Indian citizen (Resident only)
• You should be between 25 and 70 years of age
• You should be able to showcase steady income from
  an enterprise with a minimum vintage of 5 years

BAJAJ HOUSING FINANCE LIMITED
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?Documents Required for Home Loan Balance Transfer

• KYC documents (identity and address proofs)
• Mandatory documents (PAN Card, Form 60)
• Photographs
• Income proof documents, Form 16 or latest salary
  slips (for salaried individuals) / TR document
  and PL statement of the last two years (for
  self-employed individuals)
• Previous six months bank account statements
• Business proof documents, with minimum a 5 years
  of continuity in the current business (for
  self-employed individuals only)

BAJAJ HOUSING FINANCE LIMITED
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How to Apply for Home Loan Balance Transfer

• To opt for Home Loan Balance Transfer from Bajaj
  Housing Finance follow these simple steps.
• Visit our online Home Loan application form
• Submit your personal and income details, such as
  full name, employment type, PAN, loan type, PIN
  code, and mobile number
• Submit the details of the property for which you
  need the balance transfer
• For More Info click on Home Loan Balance Transfer

BAJAJ HOUSING FINANCE LIMITED
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BAJAJ HOUSING FINANCE LIMITED Cerebrum IT Park,
5th Floor B2 Building, Holy Cross Rd, Kalyani
Nagar, Pune, Maharashtra 411014 Phone number
91 8698010101 Email id bhflwecare_at_bajajfinserv.i
n