Boiler Experts

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Your Guide to Landlord Boiler Cover
When youre a landlord, you must consider many
things to keep your tenants safe and happy. One
of those things is the boiler cover. This post
will guide you about landlord boiler cover, why
you need it, and how to get the best
coverage! What is Boiler Cover for
Landlords? Boiler cover for landlords is
insurance that covers the cost of repairs or
replacement if your boiler breaks down. This type
of insurance is important because it can help you
avoid paying for expensive repairs. It can also
help you keep your tenants happy by ensuring that
their heating and hot water are always working
properly. Landlord and Homeowner Boiler Cover
Whats The Difference
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Many people hold this idea to be true that
landlord boiler policy and homeowner boiler cover
are the same. Both types of boiler coverage
typically include the ability to call in
engineers, use a customer hotline, and receive a
yearly boiler service and safety inspection in
addition to repairs to your boiler and its
controls. A Landlord Gas Safety Record, a legal
document that acts as evidence that you get your
gas equipment examined annually, sets landlord
boiler cover apart from homeowner boiler
policy. Why Do You Need a Boiler Cover
? Legally, landlords are supposed to pay for the
expense of servicing and repairing malfunctioning
boilers on their properties. For a boiler fix,
you will also need to call out an engineer to
visit the home. Your tenants cant make decisions
since they wont be qualified for boiler
insurance.
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• Getting boiler insurance is a smart move. In
  addition to peace of mind, the cover enables you
  to authorise your tenants to contact engineers to
  resolve the issue without you having to travel to
  your rental property.
• There are a few reasons why you might need a
  landlord boiler policy
• It will likely break down if your boiler is over
  ten years old.
• If you have many tenants in your rental property,
  they may use the boiler more often than if you
  only had a few tenants. This increased use can
  lead to more wear and tear on the boiler, which
  means its more likely to break down.
• Living in a colder area, your tenants will likely
  use the heating more often,
• putting extra strain on the boiler. For all of
  these reasons, its necessary for landlords to
  have a boiler cover in case
• something goes wrong with your boiler.
• How Can You Get a Landlord Boiler Protection?
• There are a few different ways to get boiler
  cover. You can get a standalone policy from an
  insurance company or add it to an existing
  homeowner or renters insurance policy. You can
  also get landlord boiler
• cover through some utility companies. Which ever
  way you choose to get coverage, compare quotes
  from multiple providers to get a competitive
  price for your needs.
• What if you already have a boiler warranty? After
  you buy a boiler, many of them are covered by a
  warranty or guarantee.
• Most warranties last between two and five years,
  so during that time, you will receive the same
  level of protection as landlord boiler insurance.

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However, boiler warranties frequently have
additional terms and restrictions, like requiring
an annual service by the boilers manufacturer to
maintain the warranty. Additionally, boiler
warranties only cover the boiler, so your entire
heating system is not covered unless you get a
more comprehensive boiler insurance
policy. Boiler cover options for
landlords Different companies are offering boiler
cover plans for landlords, but there are
typically three choices offered in the market for
landlord boiler insurance policies

• Boiler only cover plan
• This insurance does not cover radiators or
  piping, only your boiler for replacement or
  repair. The least expensive choice is typically
  boiler-only coverage.
• The heating system and boiler
• This insurance covers your homes entire central
  heating system, including the boiler, heat pumps,
  pipes, and radiators. While an entire system
  policy will cost more than boiler-only coverage,
  it will provide you with the assurance that you
  are fully insured.

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3. Emergency protection Emergency protection is
typically the most expensive type of landlord
boiler insurance. It protects your complete
heating system while also enabling you to call a
plumber if one of your tenants experiences an
out of hours emergency.
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Final Note The cost of replacing or repairing a
boiler is high, and it must be completed swiftly
to keep your tenants from going without heat or
hot water. A landlord boiler cover is important
because it can help you avoid paying for
expensive repairs out of pocket. It can also help
satisfy your tenants by ensuring that their
heating and hot water always work
efficiently. If youre a landlord, make sure you
understand your options for getting coverage so
that you can save money if something goes wrong
with your boiler.