Future Hospicash Benefits - PowerPoint PPT Presentation

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Future Hospicash Benefits


Hello Zindagi offers hospicash benefits to policyholders against hospitalization expenses. Get an instant quote for a daily cash hospital insurance policy! – PowerPoint PPT presentation

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Date added: 22 August 2022
Slides: 6
Provided by: hellozindagi


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Title: Future Hospicash Benefits

HELLO ZINDAGI Insurance in A Blink
We are there for you during the time of
distress There is a lot on your mind when you are
ill anxieties, uncertainties and even fear. You
want the best treatment, be it for yourself or
your family. In such a situation, the biggest
concern is to be able to afford the treatment.
You and your dependents have too much at stake
being left without financial protection. Given
the ever rising healthcare costs in India, one
ailment is all it takes to wobble your financial
health. With Future Hospicash, we lessen the
burden on the financial front so that you can
take care of your health.
What is Future Hospicash
Future Hospicash is a cover that provides cash
benefit in case you get hospitalised. It is
specifically designed to take care of the
incidental expenses in case of hospitalization.
The policy guards you and your family against
the trauma you face because of increased
financial burden during hospitalization.It gives
you fixed benefit for each day of hospitalization
irrespective of the actual medical cost, thus
providing an additional protection all the time.
You can claim for each day of hospitalization as per your plan.
Continuity would be offered from similar Hospital cash policy with the same per day benefit amount.
The per day benefit will be two times when hospitalised in an ICU in your home city i.e. within the city of residence.
The per day benefit will be three times when hospitalised in an ICU outside your home city i.e. outside the city of residence.
No medical tests required for clean proposal except for plan C and D where insured is above 55 years of age.
There will be no loading on premium for adverse claims experience in our individual Hospicash policy.
Continuity would be offered from similar Hospital cash policy with the same per day benefit amount from our Group Hospital cash policy to our individual Hospicash policy.
Premium paid is exempt under the section 80 D of Income Tax.
The product is offered from six months to 65 years and renewable lifelong.
The policy can be on individual Sum Insured basis or on family floater basis, covering self, spouse, and two dependent children (up to 25 years).
For Individual as well as Family floater plan, only one hospitalization benefit plan across all members needs to be selected.
ICU benefit is available for a maximum period of 10 days for each hospitalization and a maximum of 20 days during the policy period.
Additional convalescence benefit of B5000 for hospitalisation of more than 10 days, payable only once per hospitalisation event.
The brochure / prospectus mentions the premium rates as per the age slabs / sum insured for the completed age at every renewal and are subject to revision as and when approved by the regulator. However such revised premiums would be applicable only from subsequent renewals and with due notice whenever implemented
  1. Pre-existing diseases will be covered after a
    waiting period of 48 months.
  2. A waiting period of 24 months for certain
    diseases like benign prostatic hypertrophy,
    hernia of all types, hydrocele, etc.
  3. Hospitalization for cosmetic treatments, plastic
    surgery, refractive error corrective procedures,
    experimental, investigational, or unproven
    procedures or treatments.
  4. Hospitalization for General debility, 'Run-down'
    condition or rest cure, sexually transmitted
    diseases other than HIV/ AIDS, intentional
  5. Hospitalization for Pregnancy and
    fertility-related treatments.
  6. Non-Allopathic Treatment / Hospitalization.
  7. Any hospitalization outside India.

For more details on the exclusions, please refer
to the policy document. Disclaimer The above
information is only indicative in nature. For
details of the coverage exclusions please
contact our nearest office.
For any claims related enquires please contact us
at the following address. Claims Department Hello
Zindagi Insurance Co. Ltd. FGG Distribution Pvt
Ltd.Registered Corporate Office FGG
Distribution Pvt. Ltd. 2nd Floor, Sobo Brand
Factory Mall, Tardeo, Mumbai Central, Mumbai
400034 Contact No. 02241475221 Email
We are a team of consumer obsessed driven
people building Hello Zindagi. We are reimagining
insurance through a consumption lens for millions
of lives and lifestyles. Tech makes it easier for
us achieve this mission and thats exactly what
we are busy building!The multiple ideas that we
are building upon are all about an experience
beyond the way insurance is understood or sold in
Why choose Hello Zindagi
Claims Procedure
We have a simple claims process, which includes
the submission of the following documents A
photocopy of the discharge card and a Hospital
Call us at 91 8767516040 022-41475221
Website https//www.hellozindagi.co/ Hello
Zindagi Insurance Company Limited (IRDAI Regn.
No. CA0622), (CIN U66000MH2018PTC316154) Regd.
and Corp. Office FGG Distribution Pvt. Ltd. 2nd
Floor, Sobo Brand Factory Mall, Tardeo, Mumbai
Central, Mumbai - 400034. Email
https//www.hellozindagi.co/ For detailed
information on the product including risk
factors, terms, and conditions, etc., please
refer to the product policy clause, consult your
advisor or visit our website before concluding a
sale. Health products are eligible for deduction
under Section 80D of the Income Tax Act. Tax
benefits are subject to change due to changes in
Income Tax Act.
HELLO ZINDAGI Insurance in A Blink
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