How to rebuild your credit Canada

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How to rebuild your credit Canada
National Credit Help
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How to rebuild your credit in Canada? 4 Smart
Ways

• How to rebuild your credit in Canada? If this
  question is bothering you for a while, then
  associate with the National Credit Help and find
  a solution.

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Check Your Credit Report

• Many Canucks don't even realize that their bad
  credit might be because of a clerical error and
  not because of their spending habits. There have
  been too many instances in the past where people
  discovered errors in credit reports that impacted
  their credit scores

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Limit Your Accounts, Loans, and Credit Cards

• If you have a lot of credit cards and lines of
  credit, you are likely to get denied the loan.
  This is because the financial institutions see
  such a person as a ticking bomb that can get a
  huge loan from these open accounts at any time.
• So close all unnecessary accounts and start
  making timely payments on the ones you owe money
  to improve your credit score.
• Reduce Your Debt-to-Income Ratio
• A high debt-to-income ratio means a high
  percentage of your monthly income goes towards
  paying the debt. You can calculate your DTI using
  this free calculator.
• Your goal should be to keep the DTI below 36, as
  this is the best-rated ratio and will increase
  your chances of getting approved for credit.

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Thank
You
National CreditHelp
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