How To File The Claim Under Group Personal Accident Policy? - PowerPoint PPT Presentation

About This Presentation
Title:

How To File The Claim Under Group Personal Accident Policy?

Description:

A group personal accident insurance policy covers a variety of claims. These include allegations originating from an accident's unintentional death, entire permanent disability, permanent partial disability, and temporary total disability. – PowerPoint PPT presentation

Number of Views:21
Date added: 3 March 2022
Slides: 9
Provided by: nginsurance
Category: Other

less

Transcript and Presenter's Notes

Title: How To File The Claim Under Group Personal Accident Policy?


1
How To File The Claim Under Group Personal
Accident Policy?
2
  • A group personal accident insurance plan is an
    employee welfare policy that protects employees
    against unanticipated events such as accidents.
    This article will provide straightforward
    guidance to submitting a claim under the Group
    Personal Accident Insurance Policy.
  • A slip or fall might result in severe fractures
    or injuries, interfering with an employee's
    ability to perform. The chance of a car accident
    is growing by the day. As a result, a business
    should offer employees group personal accident
    insurance to cover the medical costs of
    accidents.

3
Purchasing an employee's accident coverage
demonstrates the employer's genuine concern for
the well-being of its personnel. A group personal
accident insurance policy that promotes a
seamless claim settlement procedure is an
appropriate employee protection plan. Here is a
quick reference guide to help you settle a claim
under the Group Personal Accident Insurance
Policy. It would help if you Kept The Following
Factors In Consideration While Filing A Claim
4
Types Of Events Covered
  • A group personal accident insurance policy covers
    a variety of claims. These include allegations
    originating from an accident's unintentional
    death, entire permanent disability, permanent
    partial disability, and temporary total
    disability.
  • Furthermore, the insurance covers any road, rail,
    or air accident, injury from a fall or slip, or
    the bursting of a gas cylinder, snakebite or dog
    bite, burn injury, and so on. As a result, before
    submitting a claim, you should ensure that the
    accident is the cause of any such damage.

5
  • However, the policy does not cover any exclusion
    under it. One should not file the claim
  • Natural Death
  • Self-Inflicted Injuries
  • Intoxication
  • HIV related injury
  • Damage from war or terrorism
  • Injury from adventure sport
  • Pregnancy complications
  • Intoxication
  • Participation in criminal activity
  • The above is the typical exclusions of a group
    personal accident insurance policy.

6
Claim Intimation
  • You should report the occurrence to the insurance
    as soon as possible. Typically, the intimation
    TAT is three months. However, the insurer must
    notify within a week after the incidence. You
    should report employee information, employee code
    and policy number, date, and cause of a loss to
    the insurer. Furthermore, timely claim
    notification enhances the likelihood of speedy
    and smooth claim resolution.

7
Conclusion
  • NGI offers various plans of medical insurance in
    multiple things. Our main motto is medical
    coverage, cashless claims, and saving your time
    and money. We help to get all of those. We
    provide you with the best insurance for you. You
    can contact us on 971 4 211 5800.

Source
8
Contact Us
National General Insurance Co. PJSC
(NGI)Address PO Box 154, Levels Ground,
3, 5, 6, NGI House, Port Saeed Street,
Deira Dubai Dubai United Arab
EmiratesPhone 971 4 211 5800Website
https//ngi.ae/
Write a Comment
User Comments (0)
About PowerShow.com