How to Get an Instant Personal Loan from Aditya Birla Finance? - PowerPoint PPT Presentation

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How to Get an Instant Personal Loan from Aditya Birla Finance?

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A personal loan is important when there's an urgent requirement for cash. Thus, Aditya Birla Finance personal loan is one that is offered to salaried individuals at low-interest rates which is subject to minimal paperwork. Aditya Birla personal loan Interest rate starts from 11% p.a. with the processing fee of 1% of the loan amount. – PowerPoint PPT presentation

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Title: How to Get an Instant Personal Loan from Aditya Birla Finance?


1
Get An Instant Personal Loan From Aditya Birla
Finance
2
How to Get an Instant Personal Loan from Aditya
Birla Finance?
  • A personal loan is essential when there is an
    urgent requirement for cash. Thus, Aditya Birla
    Finance personal loan is one that is offered to
    salaried individuals at low-interest rates which
    is subject to minimal documentation. Here are
    some key points of Aditya Birla personal loan 
  • Interest rate starts from 11 p.a. 
  • The loan repayment tenure is up to 36 months 
  • The loan amount Up to Rs. 15 lakhs. 
  • The processing fee 1 of the loan amount. 

3
Features of Aditya Birla Finance personal loan 
  • Here are some key features of Aditya Birla
    Finance personal loan are as follows 
  • Quick disbursal of loans 
  • Collateral or security is not required
  • The repayment tenure is starting from 6 months up
    to 36 months. 
  • Fast online approval of loans 
  • Less documentation required for loan approval 
  • Aditya Birla Finance personal loan application
    process is hassle-free. 
  • No change in interest throughout the loan
    tenure. 
  • The loan amount is up to Rs. 15 lakhs. 

4
Eligibility Criteria of Aditya Birla Finance
personal loan 
  • Once you are applying for Aditya Birla Finance
    personal loan, there are certain eligibility
    criteria that you need to confirm for the loan
    approval process. The factors are as follows 
  • The user must be a salaried professional with a
    regular source of income.
  • For self-employed professionals and business
    users, business loans are offered. 
  • The age of the applicant should be a minimum of
    23 years and the maximum age is up to 55 years. 

5
Documents required for Aditya Birla Finance
personal loan 
  • Here are some essential documents required for
    applying for Aditya Birla Finance personal loan 
  • It is required to submit the PAN Card to check
    information related to credit history. 
  • It is required to submit your identity proof such
    as PAN card, Aadhaar card, passport, etc. 
  • It is required to submit the applicants proof of
    residential address. For this purpose, the user
    must have to submit an Aadhaar card, PAN Card,
    ration card, and more. 
  • It is required to provide a bank statement to the
    lender with the best possible offer. It also
    makes initial offers without a bank statement. 

6
Fees by Aditya Birla Finance personal loan 
  • Here are some mentioned fees applied for Aditya
    Birla Finance personal loan 
  • Processing fee It is up to 2 of the loan
    amount.
  • Cheque return charges Rs. 750 GST
  • Pre-closure charges It should be Rs. 1,000 
  • Loan cancellation charges 4 of the loan amount
    applicable taxes 
  • Foreclosure charges 3 of the loan amount for 12
    months onwards. 
  • Part-payment charges 20 of the loan amount in 1
    year. 

7
Conclusion 
  • Aditya Birla Finance offers a personal loan at a
    competitive interest rate, thus you can simply
    apply for the loan. For applying for a personal
    loan it is required to submit documents,
    eligibility criteria, and processing fees of the
    banks. Apart from this, you can compare and
    choose the bank for a personal loan. If you need
    to take an instant personal loan at a
    low-interest rate, using Aditya Birla Finance is
    the best suit for your requirements.

8
THANK YOU 
  • www.afinoz.com
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