Apply UCO Bank Personal Loan @ 11% only - PowerPoint PPT Presentation

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Apply UCO Bank Personal Loan @ 11% only

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Avail the best personal loan from UCO Bank @ 11% only. Features and Benefits of UCO Bank Personal loan- (i) Individuals can avail maximum loan amount up to 10 lakhs. (ii) Loan tenure upto 5 years. (iii) No need to pledge any collateral or security up to the loan amount of 2 lakhs. (iv) UCO bank personal loan provides concessional rate of interest for women. (v) Simple documentation. – PowerPoint PPT presentation

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Title: Apply UCO Bank Personal Loan @ 11% only


1
UCO Bank Personal Loan
2
Description
  • UCO bank personal loan
  • You can avail UCO bank personal loan at most
    affordable interest rate and low processing fees.
    Personal Loan offered by UCO bank are for every
    type of applicant. UCO Personal loans are
    available in four variants, namely, UCO Cash, UCO
    yatra, UCO Shopper Loan Scheme and UCO Pensioner
    Scheme meant to satisfy specific needs of an
    individual.

3
Interest Rate Charges
General -Interest Rates Men Women For women 11.45 p.a For men 11.70 p.a
Loan tenure Up to 5 years
Processing Fee 1 of the loan amount (Minimum Rs. 750)
Repayment Period Minimum- 1 year 0r Maximum- up to 5 Years
Minimum Income INR- 10,000 P.M.
Loan Amount Minimum- INR 50,000 Maximum- INR 10Lakh
4
Eligibility Criteria - UCO Bank Personal loan
  • Salaried individuals - To avail UCO bank
    personal loan, borrower should be a confirmed
    employee in government/semi government/reputed
    public/PSU/private limited company.
  • Salary - Net take home income should be not less
    than 40 of gross salary after deduction as well
    as proposed EMI of the UCO bank personal loan
    granted by his employer any other loans, if any
    subject to minimum INR 10000.
  • Age limit - personal loan applicant of UCO bank
    personal loans should be minimum 21 years in the
    case of salaried individuals and 65 years in case
    of self-employed/non-salaried individuals.
  • Guarantor - If the loan amount crosses 2 lakhs
    then there is requirement of two guarantors i.e.
    spouse and other than spouse having same net
    worth with that of applicant.
  • CIBIL score Credit score is an important factor
    for approval of your loan.

5
Documents Required UCO Bank Personal loan
  • Signed application form with passport size
    photographs.
  • ID proof voters ID/passport/driving license/
  • Cheque for the processing fees.
  • Three months bank account statement.
  • For salaried applicants 3 months pay slip form
    16 with latest salary certificate.
  • For self employed applicants Latest bank
    statement income tax return or form 16.

6
Features and Benefits - UCO Bank Personal loan
  • Individuals can avail maximum loan amount up
    to 10 lakhs.
  • No need to pledge any collateral or security
    up to the loan amount of 2 lakhs.
  • UCO bank provides concessional rate of
    interest for women.
  • Low processing charge up to 1
  • Simple documentation.
  • Competitive rate of interest.
  • Transparent procedure.
  • No processing charge for pensioners.
  • Flexible repayment period allows you
    sufficient time to clear the loan.
  • Terms conditions are simple.
  • To know more, visit here-
    https//www.afinoz.com/uco-bank-personal-loan
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