Does Health Insurance Cover LASIK Eye Surgery - PowerPoint PPT Presentation

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Does Health Insurance Cover LASIK Eye Surgery

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With traditional LASIK we utilize the NIDEK EC 5000 excimer laser with its patented laser beam “scanning slit” technology that delivers remarkable vision correction for our patients. – PowerPoint PPT presentation

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Title: Does Health Insurance Cover LASIK Eye Surgery


1
  • Does Health Insurance Cover LASIK Eye Surgery?
  • After being confirmed that you are a good
    candidate for LASIK eye surgery, your immediate
    consideration maybe about how you can afford the
    procedure. The most common question for many who
    are considering Laser Vision Corrective surgery
    Is LASIK covered by insurance?
  • Unfortunately, the answer is No. LASIK is
    considered an elective procedure and not
    generally covered by insurance plans. Elective
    procedures mean they are optional, but not
    medically necessary.
  • However, there are ways to lower the costs and
    make LASIK eye surgery more affordable.
    Financing options are available to help cover the
    cost of LASIK laser eye surgery for patients
    based in the US. These options will make LASIK an
    eligible medical expense, which can be easily
    covered using your health savings account (HSA)
    or flexible spending account (FSA).
  • LASIK Eye Surgery Financing Options
  • As LASIK insurance coverage is rare, but it is
    important to know that some insurance plans and
    companies do provide partial coverage for LASIK
    surgery.
  • Most of the laser vision centers offer affordable
    financing options with monthly payment plans
    that can be as low as 60 per month.
  • If your laser vision center does not provide
    financing, you may be able to apply for credit
    from any LASIK financing company. Like with any
    loan, make sure to pay your payments on time, so
    as to avoid penalties.
  • To get a better understanding, read below about
    HSA and FSA financing options for LASIK eye
    surgery.
  • Health Savings Accounts - A Health Savings
    Account (HSA) is a tax-exempt trust or long-
    term savings plan, where you can save funds to
    cover qualified medical procedures. You need to
    meet certain requirements set forth by the IRS
    to get enrolled for HAS and having a
    high-deductible health plan (HDHP) is an
    important step in qualifying.
  • HSA is a good option if you want to save for the
    procedure and arent in a hurry to get LASIK
    because money put into an HSA rolls over
    year-to-year.
  • If youre interested in using an HSA to save for
    health-related expenses, it really helps to do
    your research and plan ahead.

2
  • Flexible Spending Accounts - A Flexible Spending
    Account (FSA) is a short-term savings plan for
    health care. It requires sponsorship from your
    employer and allows you to pay for certain
    medical expenses on a pre-tax basis.
  • FSA is a good option if you would like to get
    LASIK right away because money put into an FSA
    is available immediately. FSAs can be used to
    cover eligible elective procedures like LASIK,
    along with other common health expenses.
  • Just as with an HSA, using an FSA to cover health
    and medical expenses may be an easy option with
    good planning.
  • In addition, premium LASIK providers help you pay
    for your procedure using HSA or FSA funds. All
    you need to do is to provide your health care
    debit card to the provider for one time.
  • LASIK Financing at Columbus LASIK Vision
  • At Columbus LASIK Vision, we work with many major
    visions insurance providers to offer LASIK
    savings and accept most insurance plans for full
    or partial reimbursement for laser eye surgery.
    The Columbus LASIK Vision team will work with you
    to make sure you are getting the most savings
    possible.
  • Columbus LASIK Vision offer financing options for
    laser eye surgery patients based in the United
    States. We work with CareCredit, a credit card
    created specifically for healthcare needs that
    offers flexible financing terms and low-interest
    payments for patients. We also offer flexible
    financing programs with no interest or down
    payment for up to 24 months.
  • If you have specific questions about LASIK
    insurance coverage or payment options, the
    Columbus LASIK Vision team is here to help you.
    Schedule your free LASIK consultation at
    Columbus LASIK Vision Center, and find the
    financing options for laser eye surgery that
    works for you!
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