Credit Score What are the Ways to Improve It - PowerPoint PPT Presentation

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Credit Score What are the Ways to Improve It


Clix Capital is one of the most reputed lending business, which offers credit score check free as a service. With just entering a few details like your name, mobile number, email address and PAN card number, you can get the most accurate credit score within a few minutes. Visit : – PowerPoint PPT presentation

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Title: Credit Score What are the Ways to Improve It

Credit Score What are the Ways to Improve It?
Credit Score, a term that has to be in the mind
while opting for a loan. Let's take a look at a
few of the things you need to bear in mind and
follow before your dream shapes up.

What is a Credit Score?
  • A credit score number ranges between 300-900 and
    reflects a borrower's worthiness to maintain good
    credit and reputation with bankers. The higher
    the score the greater chances of pleasing the
    lender. Thus, a credit score is based on one's
    credit history that includes a number of open
    accounts, levels of debt, repayment tendencies
    and other factors. So, bankers or lenders use
    credit scores to assess the potential that the
    borrower will repay loans on time.

How Credit Score Works?
Reciprocally, a credit score check of 700 or
above is good enough and often results in a
borrower receiving a lower interest rate. Credit
Scores greater than 800 are eligible for loan.
They are eligible for a loan. Let's have a look
how every creditor defines credit ranges for a
credit score.
  • How is your score calculated?
  • The payment history counts for 30-35 of a credit
    score and reflect whether a borrower pays their
    dues on time. The total amount owed counts for
    25-30 and takes into account the percentage of
    credit available to a person that is currently
    being used.
  • The type of credit used counts for 7-10 of a
    credit score and shows if the borrower has a mix
    of instalments credit which includes car loans or
    home loans and credit cards.

  • How to Improve Your Credit Score?
  • Up your credit line If you have credit card
    accounts, call and inquire about a credit
    increase. Clix Capital, your one-stop-shop has
    the best solution for all your credit score
    queries, credit increase and loan support.

Clix Capital Services Pvt. Ltd.
  • Address
  • 901b, 9th Floor, Two Horizon Centre, DLF Phase V
  • Gurgaon, Haryana, India 122002
  • Phone Number 1800 200 9898
  • Website https//

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