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Early Salary Instant Personal Loan

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EarlySalary is a mobile-based application that acts as a salary advance for the Indian users. It helps in meeting the urgent cash requirements before people get their monthly salary. EarlySalary is an online lender that facilitates young professionals with their short-term money needs. As its main objective is to help individuals while they face month-end and mid-month financial crises by providing them small loans until they get their salaries. – PowerPoint PPT presentation

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Date added: 16 July 2020
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Title: Early Salary Instant Personal Loan


1
Early Salary Instant Personal Loan
2
All about Early Salary Instant Personal Loan
  • Early Salary is a mobile-based application that
    acts as a salary advance for the Indian users.
  • It helps in meeting the urgent cash requirements
    before people get their monthly salary.
  • Early Salary is an online lender that facilitates
    young professionals with their short-term money
    needs.
  • Its main objective is to help individuals while
    they face month-end and mid-month financial
    crises by providing them small loans until they
    get their salaries.
  • Early Salary offers the instant loan amount up to
    ? 2,00,000 with the flexible repayment tenure of
    12 months.
  • This an unsecured loan to an individual through
    the Early Salary app.
  • The loan approval is based on an individual
    income, eligibility and credit score. 

3
Eligibility Criteria
  1. Must be a salaried Indian Citizen.
  2. Facebook or Google account is mandatory for
    signing up on Early Salary Personal Loan App.
  3. An applicant's minimum age should be 21 years and
    maximum age of 55 years.
  4. The applicant who is a resident of the non-metro
    city should have a salary minimum of ? 15,000 per
    month and the applicant resident of the metro
    city should have a minimum monthly salary of ?
    18,000.

4
Features Benefits
  1. Quick access to the funds for an emergency
    financial crisis.
  2. Early Salary provides loan amount directly in the
    borrowers bank account.
  3. A borrower can get a small number of loans for a
    short period as per his/her requirement.
  4. No pre-payment charges are charged.
  5. The loan process is simple, transparent, fast and
    hassle-free.
  6. Its process a few minutes depends on the
    information.
  7. Minimal documentation is required to vail of loan
    from the Early Salary.
  8. Early Salary provides a wide range of loans to
    its customers.
  9. A borrower can easily apply for the loan on the
    user-friendly mobile app-based platform.
  10. A pocket-friendly rate of interest is charged on
    the loan amount.
  11. Early Salary also offers a flexible repayment
    tenure up to 12 months.
  12. The maximum instant cash loan up to ? 2 lakhs can
    be availed through Early Salary.
  13. A borrower has an option to choose any loan as
    per the requirement.

5
Documents Required
  • Duly signed the application form.
  • Passport sized photographs.
  • Copy of Identity Proof Passport/PAN Card/Voters
    ID card/Driving License etc.
  • Copy of Address Proof Ration card/Driving
    License/Voters ID card/Passport/Telephone
    Bill/Electricity bill.
  • Processing fee cheque.
  • Banks statement of last 3 months/6 months bank
    passbook.
  • For Salaried individuals Latest Salary slip and
    Current dated salary certificate with the
    Form-16.
  • For Self-Employed individuals Latest Bank
    statement/ITR or Form-16.

6
Interest Rate Charges
  • The interest rate of Early Salary may vary
    depending on the factors like applicant profile,
    availed loan nature, loan amount, and others.
  • The minimal Early Salary interest for the cash
    loan, as low as ? 9/day for ? 10,000 borrowed.

7
Thank You !!!
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