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What is an Instant Loan?


The term instant personal loan generally refers to small-ticket personal loans availed using lending apps. Instant loans are also known as instant cash loans, online loans and instant cash online. To know more visit: – PowerPoint PPT presentation

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Date added: 3 July 2020
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Provided by: shrutikeshre


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Title: What is an Instant Loan?

Instant Loan
Now the consumer lending industry is leveraging
state-of-the-art technologies to disrupt the
traditional approach of lending. As the
technology evolved, borrowers can access all loan
products available in the market at the click of
a button. Infusion of technology in the lending
industry has simplified the application process,
accelerated approvals and reduced the disbursal
time. Whats more, you can shop around for the
loan online and compare the features of personal
loans offered by multiple lenders to find the
loan option for you. 
What is an instant personal loan?
The term instant personal loan generally refers
to small-ticket personal loans availed using
lending apps. Instant loans are also known
as instant cash loans, online loans and instant
cash online. Lending apps backed by NBFCs offer
borrowers a hassle-free instant personal loan in
just a matter of minutes or hours with minimal
documentation. The loan applications are approved
within 1 minute of application submission.
Borrowers can get instant loans within a range of
Rs. 1,000 to Rs. 5 lakh. 
Key features of Indiabulls Dhani instant personal
  • Flexible loan amount starting from as low as Rs.
    1,000 to Rs. 15 lakh directly into your bank
  • Minimal documents like your PAN card and address
    proof (Aadhaar Card) to get an instant personal
    loan approved. 
  • One of the lowest interest rates for an instant
    personal loan online.
  • No prepayment charges for a personal loan up to
    Rs. 20,000.
  • Apply for a personal loan, and receive and manage
    the loan with your smartphone in real-time.
  • Personal loan borrowers can earn Dhani points by
    logging into the Dhani app every day. The value
    of each Dhani point is Rs. 1. 
  • Eligibility criteria for Indiabulls Dhani
    personal loan
  • All Indian residents can apply for the loan.
  • Minimum age of an applicant should be 21 years
    while applying for instant loans.
  • The applicant should be a salaried professional
    or a self-employed individual. 

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