Does Travel Insurance in the UAE cover the Coronavirus?

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Does Travel Insurance in the UAE cover the
Coronavirus?
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Here we are providing some information regarding
Travel Insurance in Dubai, UAE due to the
coronavirus emergency medical situation and
international travel. With the increase of more
coronavirus cases in countries across the globe,
The World Health Organization has declared the
Coronavirus as a global emergency. So all
international travellers need to take care of
their health and wellbeing.
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Before going to know about the travel insurance
cover the Coronavirus or not, we need to know
about a few things. When we're travelling, there
are many things that can go against us by
knowingly or unknowingly. The insurance companies
divide these things into two types, Foreseen
Event and Unforeseen Event.
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Foreseen Events A known event or foreseen event
is something that happens to you or interrupts
your travel trip that a normal person would have
been aware of through the tv channels,
newspapers, social media or public announcements,
etc.
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• Foreseen Event Examples
• Forecasted weather conditions.
• Planned Airway strike.
• Viruses declared as a global emergency.
• Pre-Existing health issues.

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Unforeseen Events An unknown event or unforeseen
event is something that happens to you or
interrupts your travel trip that a normal person
would have been not aware of. Simply Unforeseen
circumstances are those that are outside your
control.
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• Unforeseen Event Examples
• An illness or injury happened during your travel.
• Baggage or personal things lost during the trip.
• Accidents occurred during travel.
• Hijacked or kidnapped during your trip.

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Most of the insurance companies will not approve
the claim for an foreseen event . Now
Coronavirus has been announced as a global
emergency by the World Health Organization and so
it becomes a foreseen event. If anyone buys
travel insurance after the announcement date
generally insurance companies will not provide
coverage related to that foreseen event.
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The reputed and popular Insurance companies in
UAE like Oman Insurance Company provides detailed
terms and conditions about their insurance
coverage. Before buying any insurance make sure
to read the insurers terms and conditions
carefully.
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Thank You