How to obtain medical benefits for a work-related injury - PowerPoint PPT Presentation

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How to obtain medical benefits for a work-related injury

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What do you do when you get injured on the job? Employers are required by law to take out a workers’ compensation insurance, which provides payments to take care of medical bills in case of a workplace injury. Despite this, the system is not usually friendly to injured workers. Employers and insurance firms often refuse injured workers their medical benefits. While you cannot sue for denied workers’ comp, you can sue your employer for any intentional oversight or reckless action that contributes to a workplace injury. If you need legal advice contact an experienced medical benefits lawyer Los Angeles at Koszdin, Fields, Sherry & Katz. – PowerPoint PPT presentation

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Title: How to obtain medical benefits for a work-related injury


1

How To Obtain Medical Benefits For A Work-related
Injury

2
What do you do when you get injured on the job?
Employers are required by law to take out a
workers compensation insurance, which provides
payments to take care of medical bills in case of
a workplace injury. Despite this, the system is
not usually friendly to injured workers.
Employers and insurance firms often refuse
injured workers their medical benefits. Further,
an injured worker cannot choose where to go to
receive medical care instead, they are required
to select a designated health professional from
the medical provider network.
3
In case of disputes regarding medical benefits,
a worker cannot sue their employer since workers
comp is a type of insurance cover. It should be
noted that the insurance does not cover cases
where it is proven that the worker was
intoxicated or otherwise incapacitated at the
time of injury. It is also not applicable if the
injury was self-inflicted, or if the worker was
in contravention of the companys policy at the
time of injury.
4
Though modest, the insurance payments usually
cover
Compensation for permanently disabling injuries
The cost of medical care
Compensation to the surviving family in case a
worker dies while on the job
The cost of retraining
5
  • Workers compensation insurance also pays out the
    medical bills in cases where the worker has
    issues resulting from long-term, repetitive
    activity such as back problems or carpal tunnel.
    The insurance covers most categories of workers
    except volunteers, farmers, farmhands,
    independent contractors, casual workers, railroad
    and maritime employees, business owners, and
    workers at private homes. Federal employees are
    covered by a different program.

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While you cannot sue for denied workers comp,
you can sue your employer for any intentional
oversight or reckless action that contributes to
a workplace injury. If the suit is successful,
you may be awarded punitive damages, cost of
medical care expenses, pain and suffering, or
lost wages. However, such litigation will
preclude you from the right to receive workers
comp. Further, it is prohibited for employers to
fire, or otherwise intimidates, a worker for
filing a claim for workers comp in a majority of
states. If you require legal assistance to appeal
against withheld or sue for workplace injury,
contact an experienced medical benefits lawyer
Los Angeles for advice on the way forward.
7
Koszdin, Fields, Sherry Katz
1055 West 7th Street F33 Los Angeles, CA
90017 323-375-5642
https//www.koszdin.com/Contact.shtml
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