Personal Loan For Wedding - PowerPoint PPT Presentation

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Personal Loan For Wedding

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Apply for Marriage Loan Online from Afinoz. Compare All Banks For Wedding Loan. – PowerPoint PPT presentation

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Title: Personal Loan For Wedding


1
Personal Loan For Wedding
2
What is Marriage Loan? 
  • A marriage loan helps you to manage both your
    planned and unplanned expenses during a wedding.
  • Many lenders are available in the market with
    unique offers.

3
Documents Required for Marriage Loan
  • Salaried Class
  • Identity Proof Aadhaar Card/Voters
    ID/Passport/Driving License/PAN Card
  • Residential Proof Leave and License
    Agreement/Utility Bill (max. 3 months
    old)/Passport
  • Income Proof Salary slips for the last 3 months
    along with the bank statement showcasing the
    credited salary.
  • Employment Certificate for the past 1 year.
  • Photographs 2 passport size.

4
Documents Required for Marriage Loan
  • Self-employed Class
  • KYC documents Identity address proof and date
    of birth.
  • Residence Proof Leave and license agreement,
    utility bill (should not be more than three
    months old), and a copy of your passport if, you
    own one.
  • Income Proof ITR for the last 1 year.
  • Official Address Proof Address proof along with
    your email ID and phone number.
  • Business Continuity Proof Testimonials to show
    your business is running from the last 1 year.

5
Marriage Loan Eligibility
  • Salaried applicants should be between 21 to 60
    years of age.
  • Self-employed applicants should be between 25 to
    65 years of age.
  • Employed for a minimum period of 3 months in the
    current job and have previous working experience
    also.
  • Having a minimum net monthly salary/income of ?
    20,000.
  • Business stability of at least 1 year is
    required.
  • Cash-salaried applicants who don't have income
    proof are eligible for a personal loan through
    India Bulls Dhani App. You just need to submit
    KYC documents. The loan amount ranges from ? 2000
    to ? 15 Lakhs.

6
Marriage Loan Interest Rates For All Major Banks
Bank Name Interest Rates (p.a.) Loan Amount in ? Processing Fee Loan Tenure
HDFC Bank 11.49-21.50 50,000 to 40 Lakhs 2.5 of the loan amount (min. of ? 2,999 max. ? 25,000) 12 months to 60 months
ICICI Bank 11.25-18.49 Up to 20 Lakhs Up to 2.25 of the loan amount GST 12 months to 60 months
Bajaj Finserv 12.99-16 Up to 25 Lakhs Up to 3.99 of the loan amount GST 24 months to 60 months
Axis Bank 15.75-24 15,000 to 20 Lakhs Nil 12 months to 60 months
SBI 11.95 - 13.45 25,000 to 15 Lakhs 1 of the loan amount GST Up to 72 months
Kotak Mahindra Bank 10.99-20.99 Up to 15 Lakhs Up to 2.5 of the loan amount GST 12 months to 60 months
7
Thank You !!!
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