HDFC Bank personal loan - PowerPoint PPT Presentation

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HDFC Bank personal loan

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Personal Loan is the best available option. HDFC Bank is one of the prominent banks in India which provides personal loans for several reasons such as a wedding, traveling, foreign education, business expansion or any other legitimate purpose. More Info:- – PowerPoint PPT presentation

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Date added: 12 September 2019
Updated: 16 September 2019
Slides: 6
Provided by: rahulafinoz
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Title: HDFC Bank personal loan


1
Hdfc Bank personal loan interest rate
2
Personal Loan Elegibility criteria
  • You are eligible to apply for a Personal Loan if
    you fall under the following criteria
  • Profession Working in private limited companies,
    or public sector undertakings (including central,
    state, and local bodies)
  • Eligible Age 21 to 60 Years
  • Required Work Experience At least 2 years, of
    which 1 year must be with current employer
  • Minimum Monthly Income for Eligibility Rs. 15,000
    (Rs.20K in Mumbai, Delhi, Bengaluru, Chennai,
    Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)

3
Documentation
  • Documents required for personal loan
  • Identity proof (copy of passport/voter ID
    card/driving license/Aadhaar)
  • Address proof (copy of passport/voter ID
    card/driving license/Aadhaar)
  • Bank statement of previous 3 months (Passbook of
    previous 6 months)
  • Latest salary slip/current dated salary
    certificate with the latest Form 16

4
Rates
  • Fee Amount to be Paid
  • Rack interest rate Salaried - 15.50 TO 21.50
  • Loan processing charges Up to 2.50 of the loan
    amount subject to a minimum of Rs. 2,999/-
    Maximum of Rs. 25000/- for Salaried Customers.
  • Prepayment in Part or full
  • (Refer FAQ section for detailed terms) Salaried -
    No pre-payment in part or full permitted until
    repayment of 12 EMIs
  • Part Payment allowed up to 25 of Principal
    Outstanding. It is allowed only once in a
    financial year and twice during Loan tenure.
  • Pre-payment charges
  • (on PrincipalOutstanding) /

5
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