ICICI Personal Loan for vacations - PowerPoint PPT Presentation

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ICICI Personal Loan for vacations

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ICICI personal loan caters all the needs of those, are planning for a holiday. This product comes with many benefits and added perks, thus to give the borrower a memorable holiday experience. – PowerPoint PPT presentation

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Date added: 26 August 2019
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Title: ICICI Personal Loan for vacations


1
ICICI Personal Loan for Vacations
2
Why to choose ICICI Personal Loan for Holidays?
  • Be it a cultural trip, family vacation, or
    exploring an international destination, a
    borrower can easily avail a loan for holidays.
  • ICICI Personal loan is the best option while
    planning a holiday because
  • Easy to get,
  • Hassle-free,
  • Less documentation,
  • flexible repayment tenures at minimal charges.
  • It supports a borrower to manage his/her travel
    expenses. Including the cost of flights, hotel,
    internal travel expense, food costs, and many
    others.
  • Now there is no need to deplete the savings when
    he/she can apply for a quick and hassle-free
    personal loan for holidays to fulfill all the
    traveling needs and dreams.

3
Key Features of ICICI Personal Loan for Holidays
  • Competitive rate of interest.
  • Flexible loan repayment tenures.
  • No security or collateral is required.
  • ICICI personal loan can be used for multiple
    purposes.
  • Easy documentation process.
  • The quick and hassle-free loan procedure.
  • It come with balance transfer facility.

4
Benefits of ICICI Personal Loan for Holidays
  • Rate of Interest ICICI offers a
    competitive interest rate for holidays starting
    from 11.25 (TC apply).
  • Loan Disbursement Once the loan is approved, the
    ICICI personal loan will be disbursed directly to
    the bank account.
  • Repayment Flexibility ICICI personal loan for
    holidays comes with flexible loan repayment
    tenure from 1 year to 6 years. A borrower can
    choose tenure that suite his/her best.
  • High Loan amount A borrower can avail of ICICI
    personal loan for holidays up to ? 20 Lakhs.
  • Minimal documentation Minimum documents are
    required for the ICICI personal loan.
  • Customized Options ICICI Personal Loan for
    Holidays is customized as per the borrowers
    needs.

5
Documents Required for Salaried Individuals
  • Identity Proof- Passport / Driving License /
    Voters ID / PAN Card/ Aadhaar Card (anyone).
  • Proof of Residence- Leave and License Agreement /
    Utility Bill (not more than 3 months old) /
    Passport (anyone).
  • Bank Statement of 3 months (where salary/income
    is credited).
  • Last 3 months salary slip.
  • Photographs of passport size.

6
Documents Required for Self-Employed Individuals
  • KYC Documents.
  • Address Proof.
  • Proof of Income.
  • Latest 6 Months Bank statement.
  • Office address proof.
  • Office Ownership Proof
  • Proof of continuity of business.

7
Eligibility Criteria
  • Age The applicants age should be between 23
    years to 58 years.
  • Net Salary An applicant residing in Delhi
    Mumbai should have a minimum monthly salary of ?
    17.5K and applicants of Chennai, Hyderabad,
    Bangalore, Pune Kolkata should have a minimum
    monthly salary of ? 26K.
  • Working Tenure An applicant should carry at
    least 2 years of working experience in the
    current organization.
  • Residential The applicant must be residing in
    the present residence for at least one year.

8
Thank You !!!
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