How to Avoid Credit Card Spending and Manage Your Money!

1
How to Avoid Credit Card Spending and Manage Your
Money!

• Presented by The Phenix Group
• https//thephenixgroup.com/

2
Creating a Budget

• While creating a budget and sticking to it is
  undoubtedly difficult, getting into a healthy
  financial routine will help you successfully
  manage your credit card spending.

3
Examine Your Monthly Income

• Take some time to examine your monthly income
  against your expenses and purchases to determine
  if you are spending more than what youre
  bringing in. Its important to prioritize. Once
  you come up with a budgeting plan and erase your
  debt, youll be able to set aside funds as needed
  for these special occasions.

4
Stay Organized

• Staying organized is a crucial factor in tackling
  what you owe on credit cards. A spreadsheet will
  help you put everything into perspective,
  essentially laying out all the numbers in one
  place. By putting it all in front of you, you
  will have gained a more realistic perception of
  your financial situation.

5
Credit Card

• Another tip with credit cards is being sure to
  get a credit card that has benefits. Many credit
  companies provide cash back incentives or sign-on
  bonuses that you should take advantage of.

6
Pay Bills Monthly

• Make sure you set alarms to pay your bills every
  month. Not paying your credit card bills on time
  could negatively impact your credit score, which
  will only make things harder for you moving
  forward.

7
Wrap Up

• By being dedicated and disciplined to staying
  financially responsible, youll find yourself
  having a much easier time covering your expenses.
  Once you get comfortable, it will no longer feel
  like budgeting and instead, feel natural.

8
Fixing Your Credit Score

• THANK YOU!

For more info, please visit https//thephenixgrou
p.com/how-to-avoid-credit-card-spending-and-manage
-your-money/