secured loans and unsecured loans

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Global Capital Commercial
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COMMERCIAL LOANS

• A personal loan, which typically has a
  lower interest rate than a credit card, can be a
  smart way to get the money you need on short
  notice.

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1. Secured Loans
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• Secured loans are the most common way to get
  large amounts of money. A lender is only going to
  loan a large sum with promise that it will be
  repaid.

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2. Unsecured Loans
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• On the other hand, unsecured loans is a loan
  which doesnt have any protection. And as a
  result, the interest rate of the unsecured loan
  is higher than the secured loan.

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3. Secured Loan vs Unsecured Loan
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S.No Points Secured Loan Unsecured Loans
1 Meaning Require some type of collateral to qualify No collateral is required
2 Interest rate Lower Higher
3 Status of lender Less risk to a lender Higher risk to the lender
4 Example Car loan Credit score
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THANKS!

• Any questions?
• You can contact at
• https//www.globalcapital.com.au/property-finance/
  commercial-loans/
• info_at_globalcapital.com.au
• 61 2 9222 9100