About Options for Restaurant and Shop Insurance - Select Insure

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Options of Restaurant and Shop Insurance
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Restaurant and shop insurance

• The right cover can help to keep your restaurant
  or shop afloat if things go wrong
• 2 types of restaurant and shop insurance
• Compulsory and Good-to-have

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Compulsory restaurant and shop insurance

• Public liability insurance Protects you if
  someone is injured or their property is damaged
  because of your business
• Workers compensation Protects you if your staff
  is injured while at restaurant or shop

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Good-to-have restaurant and shop insurance

• General liability An important 'umbrella' policy
  that covers you if anyone is harmed or otherwise
  injured in your restaurant or shop
• Theft 3 most important types of theft insurance
• (A) Theft covers the loss of your things and
  stock from theft, attempted theft, armed hold-up
  or a real or threatened assault
• (B) Money covers the loss of or damage to your
  restaurant or shops funds from a wide variety of
  sources, including theft, armed hold-up and fire,
  either on your premises or in transit
• (C) Employee dishonesty covers the theft of
  your property or money by any one of your
  employees either acting alone or in agreement
  with others

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• Workers compensation This insurance is
  compulsory throughout Australia and protects you
  if your staff is injured while at restaurant or
  shop
• Property contents Fire, storms and other
  disasters are all very regular and can put you
  out of restaurant or shop in mere minutes
• - Secures the financial cost of loss of property
  from such events

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• Equipment breakdown  Secures the financial cost
  of repairing or replacing fixed tools that have
  broken down, such as a fridge or cool room
  compressor
• Business interruption  Secures operating costs,
  such as your lease and franchise fees, and may
  also cover food spoilage

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• Product liability Secures against claims made by
  customers who used (most likely ate or drunk)
  your products one of the most essential
  policies you can get for your clients
• Corrosion of stock Secures you against food
  spoilage that may occur as a result of equipment
  breakdown

www.selectinsure.com.au
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Got a question?

• Contact us for any kind of query related to
  restaurant and shop insurance
• Compare insurance quotes by talking with our
  experts

AR NAS BROKERS AFSL NO. 233750 www.selectinsure.co
m info_at_selectinsure.com.au
www.selectinsure.com.au