Top Peer to Peer Lending India

1
Top Peer to Peer Lending India

• LenDenClub

2
What is the meaning of Peer to Peer Lending?
Peer to Peer Lending platform consists of two
factors such as Borrowing and Lending. P2P
lending basically works like this If you need
to borrow money online, you come to our website
and apply as a borrower for credit. Once
approved, your loan is funded by an individual
investor (or group of investors) who acts as the
lender. Similarly, if you need to lend, you
register with us as a lender.
3
How to Become a Borrower?
Heres your step by step guide to be a borrower
Step 1 Register as a borrower by providing basic
information and fulfilling KYC requirements as
per RBI guidelines Step 2 A thorough
verification and background check is run through
online and offline sources Step 3 View your
loan getting funded by approved lenders without
waiting for days, physical visits to our office
and hectic paper works Step 4 Loan amount will
be credited directly to your registered bank
account.
4
How to Become a Lender?
Heres your step by step guide to be a lender
Step 1 Register as a lender by providing basic
information and fulfilling KYC requirements as
per RBI guidelines. Step 2 Start building a
portfolio by investing in a wide range of loan
requirements. Step 3 Convenient, automated,
fixed monthly payments. The EMI amount is
collected in Escrow Account through auto
debit. Step 4 Reinvest returns for compound
earnings or withdraw the funds as per your need.
5
Benefits of Peer to Peer Lending Platform

•  Peer 2 Peer lending platform directly connects
  the lender and the borrower.
• While a bank in India will yield around 7-8
  interest rate per year, with peer to peer lending
  you can earn an average return of 25 percent. 
• You dont need a huge amount to start peer to
  peer investments. You can start with as little as
  Rs. 2,000. 
• Higher returns is investors desire and it is
  fulfilled at peer to peer lending platform.

6
Emergence of Peer to Peer Lending India

• The peer to peer lending in India is expected to
  reach 50 Million market size. The sector has
  witnessed an impressive growth over the past two
  years, and the outlook will only get better as
  RBI has taken it under its wing.
• The emphasis of the ruling government on
  digitization has also provided a further boost to
  the P2P lending market in India. An increasing
  number of lenders and borrowers, especially
  millennials, are moving towards cashless
  transactions.
• As the number of borrowers increase, there is
  more opportunity for the personal loan lenders to
  build a better P2P lending portfolio and earn
  higher returns as high as 35.

7
Thank You!
Peer to Peer Lending is growing rapidly in India
due to easy and fast process of getting loans
instantly and enormous lending money online.
To know more visit our website
https//www.lendenclub.com