Types of Commercial Truck Insurance

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Types of Commercial Truck Insurance
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Depending on the use, routes and cargo of the
vehicles, commercial trucking can choose
different types and levels of coverage.
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Primary Liability

• This is the general level of coverage that state
  governments require. It includes personal
  injuries that people may suffer in an accident
  with you.

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General liability

• This type of coverage helps you if your truck is
  damaged through something other than a roadway
  accident, such as hail damage and vandalism.

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Cargo Insurance

• If you carry an expensive cargo, it is imperative
  for you to get motor truck cargo insurance. This
  can help you with both lost and damaged freight.

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Non-Trucking Liability

• This coverage specifically protects your truck
  while it is stored or parked and empty of a load
  when you are not working.

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