Tips for Filing an Auto Insurance Claim

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Tips for filing an auto insurance claim
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When should you file a claim?

• You should file an insurance claim if your
  vehicle is
• Stolen
• Vandalized
• Accident-related damage
• Non-accident related damage (such as severe
  weather or fire)

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What information will you need?

• Your full name
• Your insurance policy number
• The start and the end date of your policy
• The date and time of the accident
• Name, addresses, and phone numbers of all drivers
  involved in the accident
• License number and license plate numbers of all
  drivers involved in the accident

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How to handle a property damage claim

• Report the damage to the insurance company
  immediately (you may do this online as well).
• If another driver was involved, exchange
  insurance information.
• Allow the insurance company to inspect the
  vehicle well before further repairs are made.
  This can help to make your claim more authentic.

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• Protect the vehicle such that no further damage
  occurs as a result of any other factor.
• Maintain your documentation well.
• Always cooperate with your insurance company. If
  you refuse to cooperate, you claim can be denied.

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How to handle a physical injury claim

• Take photographs of the accident scene and your
  injuries.
• File a report with the police and ask for a copy.
• Visit the doctor immediately.

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• Note down everything related to your injury which
  is inclusive of your work time or activities that
  you may have missed as a result of the injury.
  This can help in quick addressal of your
  insurance claim for good.
• Do not mention any sensitive information about
  the accident to an insurance adjuster (just in
  case).

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Hiring an attorney
In certain cases, you may consider hiring an
attorney who specializes in accident related
claims. They can play a huge role in expediting
the claim process for your benefit.
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DESIGNED AND COMPILED BY

• Pastrana Law Firm
• Raul Steven Pastrana
• 42 East Avenue
• Austin, Texas 78701
• Ph 512-474-4487
• TF 1-888-674-4487
• pastranalaw_at_gmail.com
• www.pastranalaw.com