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Child Investment Plans


Child plans and policies offer security against constraints like inflation and rising educational expenses. Take a look at Child Plans and give your child the best gift of a secure financial future today – PowerPoint PPT presentation

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Title: Child Investment Plans

Child Investment Plans
Life Insurance For Childs
  • Whether Child Investment Plans require insurance
    cover has been a long debated matter. It is seen
    that unlike Childs, adult insurance buyers look
    for life insurance leads to prevent financial
    hurdles in the event of an untimely death. Some
    of the experts in insurance leads opine that
    insuring children with no income generating
    ability is a must to secure their future.
  • Various people buy insurance for their children
    for different reasons. Some of the reasons
    prompting them to scout for life insurance leads
    are as follows
  • o Investment
  • Some guardians invest in insurance leads for
    their Child for investment. This is a much
    controversial issue that has both supporters and
    opponents. Those who oppose it say that the
    insurance charges and premiums erode investment
  • o Education

  • o Convenience
  • A number of parents purchase life insurance leads
    for the convenience of their children. A family
    package is an attractive deal for parents who get
    hold of the insurance policy at lower prices
    under this arrangement. Also, it gives them
    satisfaction that everyone in the family is
    insured. Moreover the fact that there are medical
    requirements for children in most schemes makes
    such these leads more attractive.
  • o Future insurability
  • Another reason behind getting children's
    insurance is insurability, irrespective o what
    the children's heath will be in the future. The
    insurance coverage will protect the Childs if
    they develop a serious ailment later. This is
    more common in families where hereditary diseases
    run in generations.

  • Furthermore, insurance may be a good avenue when
    Child Investment Plans grow up and need to borrow
    loan for purchasing properties. At that time, the
    life insurance policy can act as a collateral. By
    making an early insurance purchase one can ensure
    that the premiums are affordable.
  • o Creation of property
  • A majority of the people don't see insurance
    policies as an asset such as car, land or house.
    Interestingly however, in comparison to other
    types of assets, life insurance policy is a
    highly safe asset which does not require a lot of
    personal attention from the purchaser. By
    procuring the life insurance policies for Childs,
    guardians assist them in creating assets that can
    increase in value at a later stage. The insurance
    schemes for children may also be considered as
    gifts from parents to their children.

  • Generally speaking, life insurance schemes for
    children are not a major requirement but a want
    of the parents. Parents, who are the main family
    breadwinners, must always put the first priority
    on their own protection related needs and see to
    it that they are properly covered by taking help
    from some life insurance leads. This is because
    they support the family by managing the financial
    resources. Once the parents have adequate
    protection on their life, there is no reason why
    they should not consider accumulating information
    on insurance leads for their Childs.
  • Source-http//

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