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Home loan without itr


Home loan without itr HDFC Reach offers home loans of upto 35 lakhs to salaried and self employed professional even if they don’t have a income proof or Income tax return. – PowerPoint PPT presentation

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Title: Home loan without itr

Home loan without itr
How to obtain a home loan without itr Financial
Decoding Low Doc Home Loans Low doc home loans
(also known as low documentation loans) are a
very flexible lending solution for self-employed
people, property investors, people who do not
work regular jobs or for new families who have
just moved to the country. This loan type has
taken off in recent years to assist people who
have been rejected by mainstream lenders/credit
providers. Suitability of the home loan without
itr Package Low doc home loans have allowed
thousands of home buyers to access a home loan.
This loan is specifically suitable for people who
have assets as well as income, but cannot provide
adequate financial statement or tax return as
documented evidence of income. Here is a list of
people who are suitable for the loan gtgt
Self-employed people who may only pay themselves
a standard wage and run their business in a way
that means they fall into a lower tax bracket to
avoid income tax
gtgt Property investors who may have varied income
from month to month and from year to year gtgt
Contractors and seasoned workers who don't work
regular jobs, and gtgt New families who have just
moved to the country and may not have pay-slips
or tax returns from the work they have been doing
since they arrived Income Verification
Process A low doc home loan enables you to
self-certify your income, where you state your
income (what you make) on a "Declaration"
document and, the lender/credit provider will NOT
verify your income by using masses of
documentation otherwise required such as tax
returns, BAS statements and more.
Seek Expert and Professional Advice Before you
start the process of obtaining loans on your own,
you should first seek the expert assistance of a
professionally qualified finance broker who
specialises in home loan without itr. Having a
specialist finance broker on your side will save
you lots of time and heartache. The finance
broker will negotiate on your behalf with
specialised lenders/credit providers to secure
your eligibility for the loan not to mention get
you the best deal.
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