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Child Insurance Plan - All You Need to Know


Child insurance plans help you in shaping your child’s future by covering their education cost. Get best child investment plan right here. – PowerPoint PPT presentation

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Title: Child Insurance Plan - All You Need to Know

Best Child Insurance Plan
Child Insurance Plan - All You Need to Know
Nothing but the best will do for your little one!
However, all good things in life come with a
price tag. Most of us have limited income and
with the escalating cost of living, its becoming
increasingly tough to cope up. The only way to
beat this inflation and come out as a winner is
to take the help of insurance plans that will
ensure that your child does not lag behind for
lack of sufficient funds. For all those, who
already have insurance or Best Child Insurance
Plan a pat on the back! For those who are still
thinking about it, it's never too early to start
planning and investing towards a corpus fund for
your child's future needs. The sooner the
better! So, what are the types of children's
plans available in the market today?
What should be the key features while taking up a
We have the traditional endowment insurance
plans. We also have the money back plans where
money will be paid out to you at various
milestones in your child's life. There are
insurance cum investment plans that are unit
linked where not only are you protected but your
money also keeps growing. Saving and investment
go side by side. There are various public and
private sector insurance companies that will
offer you customized and flexible plans as per
your requirement. A good child plan needs to
cover a few key aspects to secure your child's
future effectively. The plan should meet the
monetary goals for important stages in your
child's life. Be it higher education or marriage,
the fund should meet your requirement at the
correct time. In case of the untimely death of
the earning parent, the plan should secure your
child's future. Ensure that the plan has a
critical illness, a death benefit and a premium
waiver benefit so that in your absence, the
financial needs can still be catered for.
Investment should be sufficient in order to cover
the important financial needs that of education,
career and marriage. There should be flexibility
in terms of premium payment and choice of term.
How to choose from various children's plans?
Now that you have a fair idea of what all a
children's plan must cover, it will be simple to
choose from various market offerings. There are
some big names in the insurance world that have
come up with some really power packed plans to
give you that financial edge. First and foremost,
you must make sure that the plan you take up has
IT exemption. Also, a term period of 10 to 25
years would be ideal. Amongst a plethora of Best
Child Insurance Plan doing the rounds in the
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