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Medical insurance


We offer Health insurance plans that include individual & family floater health insurance, senior citizen health insurance and extra health care policies. – PowerPoint PPT presentation

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Updated: 21 December 2016
Slides: 7
Provided by: akanshasingh


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Title: Medical insurance

Medical insurance
Medical insurance plan A Shield against medical
Health is one of the greatest assets for a human
being. Off all the gains in life, good health is
a blessing for people. With good health, you can
work hard, earn money and stay a successful and
healthy lifestyle. Therefore, its important a
person protects it in every possible way. One of
the best ways to protect your health would be
owning a suitable health insurance policy at the
earliest. It is a way to ensure a healthy life
and having enough financial support during
medical emergencies. At the nominal premium
amount costs, you have the desired protection
against operational or treatments costs, doctor
fees, expensive medication, and hospitalization.
A Medical insurance policy assists an individual
in two ways. Either you visit any of the
empanelled hospitals under the policy for
treatment and walk out happily without paying a
penny else you pay for the costs of the medical
treatment and later get reimbursement done.
Policies in Indian market weave along with
several unique benefits. Therefore, its
important an individual go through all the policy
details, get familiar with the policy coverage
and benefits that you can avail at the time of
needs. Before, buying an insurance policy people
have to access their family needs, income source,
risk appetite, nature of work living standard,
place of living, inflation costs and then go for
a suitable purchase of policy. Find a health plan
that best suits your health care needs.
Besides, finding a policy that serves you
rightly, it is also important to invest in good
health insurance company. For this, you can
compare insurers online that will guarantee claim
settlement in time and in a hassle-free manner.
They should be able to serve you with trusted and
quality health coverage when in need.
A health policy empowers a person to go for
regular health check-ups, get financial aid
during medical issues as well as do long-term
medical treatment. Besides, one of the monetary
benefits a policyholder can enjoy is the tax
savings. Premiums paid towards Medical insurance
offer tax benefits under section 80D of the
Income Tax Act. The quantum of tax benefit,
however, depends on the individuals age who is
insured. The maximum deduction that can be
availed is Rs 25000 a year in case of premium
paid for self, spouse, children and parents. In
case of premium paid for health coverage policies
on a senior citizen of age 60 or more, the
maximum benefit is capped at Rs 30, 000.
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