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Best Child Plan in Insurance Policy


Child Insurance Policy is a best way to secure their future financially strong. Grace solution provides a various Plans likes : best term plan, term plan comparison, child insurance plans, overall financial planning. – PowerPoint PPT presentation

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Title: Best Child Plan in Insurance Policy


Best Child Plan Insurance Policy
An introduction to child planDo you dream to
give your child the freedom and choice to
  • Acquire an education of his/her choice?
  • Opt for even a new age career which demand a
    longer time to gain
  • ground (or, which take a longer time to for
  • Make key career or personal decisions without
    worrying about the
  • money factor?
  • Have a fairytale wedding?
  • Fulfill all his wishes during childhood and
    teenage years?
  • Irrespective of the type of dream, you will
    surely agree that all dream come
  • with a price tag. Add to it inflation and other
    financial commitments and you
  • will realize that you need nothing less them a
    fortune to ensure your child
  • future. Child Insurance plans aim to do exactly
    that by helping you create a
  • financial corpus to meet your childs future

Life is Uncertain and unpredictable
  • You never know what lies the future an untimely
    death can seriously hamper
  • your childs futures with children insurance
    plans, You can be rest assured that
  • there is financial support for your child in case
    of any eventually.

You dont want your child to let go of his
  • Having the right amount of money at right time is
    crucial lack of finances at
  • critical stages in four childs early life can
    put his/her career off track.

To over come the reducing power of the rupee
With inflation on the rise, your moneys
purchasing Power is on a Steady decline. it is
thus necessary to invest in a way that your
buying capacity is in sync with changing
times. Diminishing values of Rupees values of Rs,
5,00,000 in next 40 years. .
Notes Inflation rate assumed at the rate of 6
per annum. Future value Rounded to the nearest
To battle inflation
Inflation can eat into your savings. A
professional Course that costs Rs.5 lakh today
would cost more in the future. Inflation effect
on cost of education.
Note Inflation rate assumed at the rate 6 Per
annum, future value rounded to the nearest
Enjoy a longer investment period
  • Investing Small amounts of money at regular
    intervals over a longer period of
  • time can help you build a bigger corpus for you

Enjoy the benefits of compounding
Invest today Invest after 10 years
Annual investment Rs. 10000 Rs. 20000
Age at which you begin 30 years 40 years
At age 50 years
Total Investment Rs. 200000 Rs. 200000
Wealth built Rs. 494000 Rs. 313000
Difference of 57.83
Note Rate of return assumed at the rate of 8
Per annum.
Invest with a goal
Setting financial goals is an important aspect of
financial planning. chalk out the stages in your
childs life calculate when and how much money
this stage. Buy a child plan accordingly.
Earn real returns
  • You should take in to account the rate of
    inflation while assessing the rate of
  • return on your enjoying a decent rate of return
    on your investments, it would
  • Be futile if the inflation rate is higher than
    the returns real returns is higher is
  • anything you earn above inflation rate. Make a
    wise decision choose an
  • investment option that lets you earn more than
    the prevailing inflation.
  • Real returns Investment return Inflation

Invest regularly
  • Regular investment in children plans not only
    reduces financial burden but also
  • help you tide over market volatility. You get a
    chance to invest money, both in
  • the high and lows of market, thus averaging out
    any volatility.
  • By using child life insurance policy as the route
  • fulfill your dreams, you are able to
  • Provide financial security for your child even on
    your death you can rest
  • assured that your child lives on to see his
    dreams come true even if you are
  • No longer around.
  • Accumulate a corpus that will enable realization
    of all dreams the plan will
  • make sure that sure that lack of finance doesnt
    come between your child and
  • his dreams.

Enjoy tax benefits
  • Investment in child plans can let you enjoy tax
    benefits under section 80C and10(10D) of Income
    Tax Act, 1961.
  • Enjoy dual benefits of insurance as well as real
    returns. The premiums you pay are invested into
    financial instruments, which are actively managed
    by experts to help you more earn from the policy.
  • Create a bigger corpus for your childs future
    Timely investments can assure higher funds for
    your childs future, be it his/her education or
  • As a caring parent you would always want your
    child to get the very best. To ensure that you
    fulfill dreams that may have for your loved ones,
    financial planning for their secured future is
    very important.
  • At Grace Solution, we understand that. Thats why
    we present you of child plans so that you fulfill
    dreams one that Suits your and your childs needs
    best. Our plans are as accommodating as you are
    for your child. Celebrate Life.

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