Keep Your Bike Safe with Best Two Wheeler Insurance Policy

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• 2 Wheeler Insurance

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Keep Your Bike Safe with Best Two Wheeler
Insurance Policy
In India, there are a large number of two wheeler
owners plying on the road. The two wheelers are
the best and most economical way to commute to
small distances. It is a big responsibility to
own a two wheeler. Your two-wheeler can face
any misfortune at any point. It may get stolen,
destroyed in a cyclone or flood, or it can be
damaged in an accident. In such cases of damage
to your two-wheeler, you need to be prepared with
two wheeler insurance. Having insurance will
help you in covering any damage done to your two
wheelers and additionally, it is illegal to ride
a two wheeler in India without a valid insurance.
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• There are mainly two types of two wheeler
  insurance offered y different companies that are
• Third Party Insurance The third party insurance
  policy covers only the damages done to the life
  and property of a third party involved in an
  accident to your bike. It does not cover any
  damages done to your bike or your. As this policy
  does not cover any damages to your bike, the
  premium of such policy is very much lower as
  compared to the comprehensive policy.

Although it is advisable to go for the
comprehensive policy only as it provides you
complete cover from any sort of damage. There are
many different factors that may affect the amount
of premium you pay for your 2 wheeler insurance.
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IDV or Insured declared value The insured
declared value of your vehicle has a great impact
on the premium amount of your insurance policy.
The more IDV implies that premium of the policy
will also be more. Although you have to pay a bit
extra of premium yet it is advisable to buy a
policy with maximum possible insured declared
value. Capacity of the engine The capacity of
the engine of your two-wheeler also has a great
impact on the amount of premium that you have to
pay for the insurance policy. As the capacity of
the engine of the bike goes up, the amount of the
premium also increases significantly. In order to
stay safe and tension free, it is mandatory for
the two wheeler owners to buy a valid and proper
insurance policy. Source https//bikeinsuranceb
log.wordpress.com/2016/04/26/keep-your-bike-safe-w
ith-best-two-wheeler-insurance-policy/
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