FIN 420 Academic Success/snaptutorial

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FIN 420 Courses
For more Classes VISIT
www.snaptutorial.com
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FIN 420 Courses

• FIN 420 Entire Course
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 1 Individual Assignment Identify
  Personal Financial Goals
• FIN 420 Week 1 DQ 1
• FIN 420 Week 1DQ 2
• FIN 420 Week 2 Individual Assignment Worksheets 6
  and 7
• FIN 420 Week 2 LT Deliverable (Update on Final
  Project)
• FIN 420 Week 2 DQ 1
• FIN 420 Week 2DQ 2
• FIN 420 Week 3 Individual Assignment Personal
  Financial Plan

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FIN 420 Courses

• FIN 420 Week 1 DQ 1
• For more classes visit
• www.snaptutorial.com
• Describe your current budgeting system. What
  factors influence your financial decisions? What
  are the benefits or concerns of your current
  budgeting system?

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FIN 420 Courses

• FIN 420 Week 1 DQ 2
• For more classes visit
• www.snaptutorial.com
• Ch. 1 of Focus on Personal Finance introduces
  eight components of personal financial planning.
  Describe three components of personal financial
  planning. Visit one of the Key websites suggested
  on the corresponding pages of Focus on Personal
  Finance for each of the three components you
  described. What information did you find most
  valuable on the websites you visited?

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FIN 420 Courses

• FIN 420 Week 1 Individual Assignment Identify
  Personal Financial Goals
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 1 Individual Assignment Identify
  Personal Financial Goals
•  
• Resources Creating Financial Goals chart in Ch.
  1 of Focus on Personal Finance
•  
•  
• Specify at least one short-term, one
  intermediate, and one long-term financial goal.
•  
• Create an action plan in Microsoft Excel for
  accomplishing your goals.

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FIN 420 Courses

• FIN 420 Week 2 DQ 1
• For more classes visit
• www.snaptutorial.com
• Consider your personal cash flows. How would you
  adjust cash outflows (i.e. adjust your budget) if
  your household income was cut in half? If your
  cash inflows increased, how would you reallocate
  your surplus to meet your personal needs and
  objectives? How do you use credit as a part of
  your personal financial plan?

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FIN 420 Courses

• FIN 420 Week 2 DQ 2
• For more classes visit
• www.snaptutorial.com
• Many different types of financial institutions
  exist. Differentiate between deposit institutions
  and non-deposit institutions. Provide two
  examples of deposit and non-deposit financial
  institutions with a brief explanation of each.
  How can you use each of these financial
  institutions to manage your cash flows and
  develop or enhance your personal financial plan?

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FIN 420 Courses

• FIN 420 Week 2 Individual Assignment Worksheets 6
  and 7
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 2 Individual Assignment Worksheets 6
  and 7
•  
• Resource Ch. 2 of Focus on Personal Finance
• Complete Worksheets 6 and 7 of Your Personal
  Financial Plan at the end of Ch. 2 of Focus on
  Personal Finance.
•  
• This entire assignment must be presented in a
  single MS Excel spreadsheet files (not in an MS
  Word document).

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FIN 420 Courses

• FIN 420 Week 2 LT Deliverable (Update on Final
  Project)
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 2 LT Deliverable (Update on final
  Project)

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FIN 420 Courses

• FIN 420 Week 3 DQ 1
• For more classes visit
• www.snaptutorial.com
• Evaluate your personal risk tolerance using
  Exhibit 11-2 A Quick Test to Measure Investment
  Risk in Ch. 11 of Focus on Personal Finance.
  Based on your results, were you considered more
  conservative or less conservative? What factors
  affected your investment choices? Consider a
  friend or family member who is more conservative
  or less conservative than you. How do their money
  management behaviors differ from your own?

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FIN 420 Courses

• FIN 420 Week 3 DQ 2
• For more classes visit
• www.snaptutorial.com
• Financial experts agree that having an emergency
  fund is an essential component of a comprehensive
  financial plan. However, advice regarding the
  number of months of household expenses the
  emergency fund should cover varies between 3 and
  9 months. Taking into account the current
  financial environment, how many months of
  expenses would you recommend for an emergency
  fund and why? What are three investment options
  that are appropriate for an emergency fund? Which
  of these investment options offer the best
  returns? What reasons might encourage you to
  forego a higher return on your emergency funds?

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FIN 420 Courses

• FIN 420 Week 3 Individual Assignment Personal
  Financial Plan
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 3 Individual Assignment Personal
  Financial Plan
•  
• Resources Focus on Personal Finance and
  Worksheets 6 and 7
• A. Create a Personal Financial Plan in which you
  do the following
•  
•  
• 1) Revise your financial goals from Week One
  based on the knowledge you gained in previous
  weeks.

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FIN 420 Courses

• FIN 420 Week 3 LT Deliverable (Update on Final
  Project)
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 3 LT Deliverable (Update on Final
  Project)

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FIN 420 Courses

• FIN 420 Week 4 DQ 1
• For more classes visit
• www.snaptutorial.com
• Adjustable rate mortgages (ARMs) have received a
  great deal of bad press due to the tremendous
  number of foreclosures resulting from families
  who could not afford the loan payments once the
  interest rates increased. Do you believe this
  loan option was used appropriately in recent
  years? Why or why not? Under what circumstances
  does the use of ARMs make sense? Please explain.

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FIN 420 Courses

• FIN 420 Week 4 DQ 2
• For more classes visit
• www.snaptutorial.com
• Visit a site such as www.bankrate.com to
  determine current rates for both a 60-month and a
  36-month loan on a new car where the buyer must
  finance 20,000. Using the loan calculator, what
  is the difference in monthly payments between the
  60-month loan and the 36-month loan? Review the
  amortization tables. What is the difference in
  total interest one would pay over the life of
  these two loans? What do these differences show
  you about the true cost of the car?

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FIN 420 Courses

• FIN 420 Week 4 Learning Team Assignment Market
  Analysis Proposal
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 4 Learning Team Assignment Market
  Analysis Proposal
•  
• Your team is a Personal Financial Planning team.
  Your client has hired your firm to provide an
  overview of common investment options, explain
  the current financial environment, and recommend
  the most suitable investment options based on
  personal financial goals. Determine and agree on
  assumptions for your clients personal goals and
  tolerance for risk (as you identified for
  yourselves in previous weeks you may change or
  add goals, if desired).

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FIN 420 Courses

• FIN 420 Week 4 LT Deliverable (Update on Final
  Project)
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 4 LT Deliverable (Update on Final
  Project)

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FIN 420 Courses

• FIN 420 Week 5 DQ 1
• For more classes visit
• www.snaptutorial.com
• Life insurance is a topic many people do not like
  to discuss, but understanding your familys needs
  and planning appropriately in the event of a
  premature death is also part of a comprehensive
  financial plan. Outlined in Ch. 10 are four
  methods for estimating life insurance needs.
  Which insurance options are most appropriate for
  your family situation? Based on what you have
  identified as most appropriate for you, do you
  currently have enough life insurance? If not, how
  can you close this gap?

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FIN 420 Courses

• FIN 420 Week 5 DQ 2
• For more classes visit
• www.snaptutorial.com
• Consider your current financial plan. Based on
  what you have learned about your financial goals,
  risk tolerance, and risk and return of various
  investment options, what adjustments should you
  make to the asset allocation of your investment
  portfolio? What specific actions do you need to
  take to make those adjustments or to establish
  your investment portfolio? What adjustments will
  you need to make to your budget and investment
  portfolio to include adequate insurance?

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FIN 420 Courses

• FIN 420 Week 5 Learning Team Assignment Evaluate
  a Financial Plan
• For more classes visit
• www.snaptutorial.com
• FIN 420 Week 5 Learning Team Assignment Evaluate
  a Financial Plan
•  
• Your team is a Personal Finance Planning team.
  The head of your firm has asked you to create a
  draft of certain sections of a new company
  training manual relating to evaluation of a
  financial plan, including determining personal
  insurance needs, comparing loan options,
  adjusting asset allocation relative to personal
  financial goals, and calculating the present and
  future value of money saved.

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FIN 420 Courses
A Grades