Health Insurance

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HEALTH INSURANCE
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Introduction - Health insurance is insurance aga
inst the risk of incurring medical expenses among
individuals. By estimating the overall risk
of health care and health system expenses, among
a targeted group, an insurer can develop a
routine finance structure, such as a monthly
premium or payroll tax, to ensure that money is
available to pay for the health care benefits
specified in the insurance agreement. 
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Purpose - The purpose of health insurance is to
help people cover their health care costs. Health
care costs include doctor visits, hospital stays,
surgery, procedures, tests, home care, and other
treatments and services.
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• Whats covered in the Health Insurance
• These essential health benefits include at least
  the following items and services
• Outpatient carethe kind you get without being
  admitted to a hospital
• Trips to the emergency room
• Treatment in the hospital for inpatient care

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• Care before and after your baby is born
• Mental health and substance use disorder
  services This includes behavioural health
  treatment, counselling, and psychotherapy
• Services and devices to help you recover if you
  are injured, or have a disability or chronic
  condition. This includes physical and
  occupational therapy, speech-language pathology,
  psychiatric rehabilitation, and more.
• Your prescription drugs

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• Your lab tests
• Preventive services including counselling,
  screenings, and vaccines to keep you healthy and
  care for managing a chronic disease.
• Paediatric services This includes dental care
  and vision care for kids

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One of the best things about scoring permanent
employment is reaping the prized benefits that
come along with it health insurance being chief
among these perks. And in a time of economic
uncertainty, health coverage becomes ever more
crucial. As work and family life absorb the bulk
of an employee's attention and finances, having
medical costs defrayed by a generous benefit
package can be both a comfort and an asset.
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Find Your Best Health Insurance The most
important thing to do before taking steps to find
health insurance is to take into account your
personal needs. Past accidents or injuries may
play a part in what kind of plan you get. Your
risk of injury on the job can also be a major
factor into your choice of benefits. Your
familys needs, should you have one, will also be
an important consideration for your health
insurance.
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Click here to know more about our Health
Insurance https//www.bajajallianz.com/Corp
/health-insurance/health-insurance.jsp
ThankYou.!