The Reason Why an Employer Refuses Workers Compensation Benefits

1
THE REASON WHY AN EMPLOYER REFUSES WORKERS
COMPENSATION BENEFITS

• Nothing comes for free. Everything has a cost. If
  its free for you, it will be an expense for
  another. The same stands for workers
  compensation benefits. While most employers
  provide workers compensation benefits to their
  employees, they sometimes create a dispute. The
  one big reason for that is money. It is an
  expense for the employer.

2
High Insurance Premium Costs

• As premium costs go high, so do the costs for
  employers. The insurance premium goes
  significantly high when there are more workers
  compensation claims than expected or forecasted.
  Also, in case there is an expensive claim such as
  a surgery for a certain worker that can make the
  insurance premium skyrocket high. Therefore,
  insurance companies and employers keep a constant
  check on the activities of the claimant and find
  ways to create dispute until solid proof is
  given. This is done to avoid paying high
  premiums.

3
Employer Prejudice

• Some employers, in order to keep away from paying
  hefty amounts in workers compensation claims try
  to deny the workers benefits. They presume that
  the worker is exaggerating or telling half truths
  about their condition. Employer prejudice is most
  common in cases where the claimant files for
  injuries that are hard to prove, such as internal
  injuries, extreme muscular pains, depression due
  to work environments, etc. They dispute the claim
  for financial benefits and to avoid paying hefty
  amounts in compensation.

4
Common Reasons an Employer Denies Claim

• In case your employer or insurance company
  creates a dispute in providing you your rightful
  workers compensation, it is important that you
  receive so in black and white. Here are some of
  the most common reasons for denial of a claim
  that employers give to workers
• The injury you sustained was not serious/severe.
• The injury didnt take place during work, or
  within the work environment.
• You dont require medical treatment or
  consultation for this injury.
• You dont need to take leave for this injury

5
How to Fight a Denial of Claim

• The first thing to do after you find out that
  your claim has been denied is to write to the
  insurance company that your employer is
  associated with. In case youre still denied the
  claim, its pivotal to hire a work injury lawyer
  who can assist you with filing a lawsuit.
• In such a case, it is important for employees to
  fight for the benefits they are entitled to by
  law. Also, it is important that the employee
  doesnt feel guilty for filing a lawsuit against
  the employer for denying the benefits. The
  employer is legally entitled to receive time off
  work, medical and other benefits in case of a
  work injury. Therefore, a work injury lawyer in
  PA can help you get through to the entire process
  and reach a successful end to the claim to ensure
  you receive your rightful benefits.

6

• To get an attorney fight for your work injury
  case you must hire the experienced work injury
  lawyer. Michael W. Cardamone from The Cardamone
  Law Firm, LLC is one of the Superb lawyer in PA.
  Reach him to fight your case via the following
  methods.
• Website http//www.myphillyworkerscomp.com
• Phone [phone]
• Email info_at_myphillyworkerscomp.com