Knowing More About Individual Health Policy Before Investing

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Knowing More About Individual Health Policy
Before Investing
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What are things to take into consideration?

• 1. Age- Before investing in any health insurance
  plan, knowing more about a plan that want to buy
  matters a lot. It helps you calculate your
  premium amount. While these policies are for a
  year, you can choose plan that offer cover for a
  longer period of time. This is why you must
  furnish accurate information about your age.

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What is An Individual Health Insurance Policy?

• An insurance policy that cover only an individual
  is typically known an individual health insurance
  plan.
• It offers comprehensive cover for the policy
  holder. During the time of need, this plays a big
  role by offering a huge number of hospitals
  within its network and a patient could get the
  best in class treatment from this. Moreover,
  there are many other features that help save on
  money.

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Do Your Health Conditions Play A Role?

• For sure, you health conditions play a big role
  in it. It helps stay cover all the times, there
  are two type of health insurance cover. One is
  the normal cover and the other is critical health
  insurance that covers a policy holder against
  critical diseases. These diseases are enlisted
  with the insurer. Before you purchase one, just
  choose one that suits you health conditions and
  budget.

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Can You Custom-made The Plan?

• Yes, if you want you can simply custom-made your
  plan. However, there are some terms and
  conditions for this. You have to go through the
  that page and then only you can go ahead with
  your plan. There are two types of plan. You can
  strike a balance between the two. It will help
  you get a normal health plan and at the same time
  you stay covered against some critical diseases.
  Talk to an expert and make a plan that suits your
  health conditions.

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Is There Downside to this Plan?

• The one and only downside of this plan is you pay
  more is you buy individual health plan for each
  and every member of your family separately.
  Taking a group health insurance or a family
  health insurance is much better than buying this
  plan. However, for a single individual, this plan
  is ideal.

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Can You Custom-made The Plan?

• Yes, if you want you can simply custom-made your
  plan. However, there are some terms and
  conditions for this. You have to go through the
  that page and then only you can go ahead with
  your plan. There are two types of plan. You can
  strike a balance between the two. It will help
  you get a normal health plan and at the same time
  you stay covered against some critical diseases.
  Talk to an expert and make a plan that suits your
  health conditions.

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What Are Claim Settlement Processes?

• HDFC ERGO offers two easy ways to claim. One is
  you can get admitted to a network hospital at
  anytime, or you can simply get a reimbursement.
  Either way, you have to put little effort and
  time in order to get the best of the services.
  Choose a either of the claim settlement process
  and get complete peace of mind with this plan.

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To Buy A Plan, here's a step by step process-

• Visit the brand's website
• Go to the Health Insurance Page
• Know about the nuts and bolts of the plan
• Calculate Premium
• Talk to an expert
• Buy A Plan.
• By following this way to buying a plan, you can
  now simply stay covered and lower your expenses
  for buying a plan. It will help and give you
  complete peace of mind.

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Thanks For Watching
HDFC ERGO General Insurance Company
Limited. Customer Care No. 1800 2 700
700 Website http//www.hdfcergo.com/