3 WAYS A MORTGAGE BROKER CAN SAVE YOU MONEY

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3 WAYS A MORTGAGE BROKER CAN SAVE YOU MONEY
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• Youre finally in a position to purchase your own
  home, and while this is undoubtedly an exciting
  time in your life, the process of buying a home
  can be stressful, complex and certainly costly.
  However, one way of helping to reduce all those
  issues, is by working with a mortgage broker, who
  will dedicate their time and efforts towards
  finding you the very best mortgage deal for your
  particular circumstances. Striving to save you as
  much money as possible while helping to minimize
  the stress often involved with the whole process,
  below are 3 of the main ways in which a mortgage
  broker can help lower the cost of your mortgage

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• A broker will negotiate on your behalf
• While it might seem the simplest option, to visit
  your bank and accept whatever deal they offer
  you, you could be missing out on the opportunity
  to make significant savings with an alternative
  lender by doing so. You can conduct your own
  research and negotiate with other lenders
  yourself, but its important to keep in mind that
  when you have a mortgage broker do this for you,
  your credit file is pulled only once, saving your
  credit score from taking a hit when you
  negotiate, each lender will pull your credit
  score individually.

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• Brokers have in depth knowledge of the current
  mortgage market
• Mortgages are a brokers specialty, so it stands
  to reason that they will have outstanding
  knowledge of the current market and the products
  available, along with the experience and
  expertise to assess each product thoroughly
  before determining whether they would suit you
  taking your financial and personal circumstances
  into account. Choose not to work with a mortgage
  broker, and you lose out on all that valuable
  know-how and insider info.

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• Youll have access to special rates when you work
  with a broker
• During their everyday work, brokers communicate
  regularly with lenders and not just the big
  banks and as such, typically develop good
  relationships with them that are often fruitful
  for both parties. The lenders gain access to
  potential clients that they might not otherwise
  have had, when theyre referred to them by
  brokers, and the lenders reward them with
  special, unadvertised mortgage rates. Wondering
  how theyre able to do this? They can offset the
  loss in interest rate income with an increase in
  volume, enabling the broker to offer their
  clients lucrative deals, which results in new
  clients for the lender everyone is happy!

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• Find a reputable mortgage broker in your area as
  soon as youre thinking about applying for a loan
  to purchase a home, and most importantly, you
  could save a whole bunch of bucks, while also
  making the entire process from beginning to end,
  as stress-free as possible.

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• Red Key Mortgage is located in Calgary, Alberta.
  We are a boutique brokerage with high volume
  serving hundreds of clients locally and
  nationwide every year. We have a number of
  associates dealing in mortgages as licensed by
  the Real Estate Council of Alberta. As a mortgage
  broker in Calgary, Red Key Mortgage, will provide
  all of your available options from the entire
  mortgage market and allow you to make an educated
  decision where you'd like your mortgage to go.
  Red Key Mortgage works with big banks in Canada,
  as well as over a dozen other AAA lenders. Best
  of all, our services are paid for by the lenders
  at no additional cost to our clients. If you are
  looking for a Calgary mortgage broker, contact us
  today! We can't wait to get started.