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Title:

Credit Cards

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Credit Card Policies. Credit Limit. APR. Additional Bonuses. How ... We're Targets. Moderation. Pay in Full. Pay on time. Credit Cards. Craig Sakamoto. 5/24/04 ... – PowerPoint PPT presentation

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Title: Credit Cards


1
Credit Cards
  • Craig Sakamoto
  • 5/24/04

2
(No Transcript)
3
  • What is credit
  • How Credit cards work
  • How Credit Companies make money
  • Steps to maintaining good Credit

4
What is credit
  • Reputation
  • Proof of payment
  • Risk level
  • Credit history
  • Loans, Mortgages
  • Credit Card use

5
How Credit Cards Work
Previous Balance
Payment
Interest
-______________
______________ New Balance
Charges Made
Ending Balance
Charges Made
______________ Balance
Balance
6
Credit Card Policies
  • Credit Limit
  • APR
  • Additional Bonuses

7
How they make money
  • Interest Rates
  • Other Fees
  • Cash Advances
  • Late Charges
  • Grace Periods

8
Handling Credit
  • Were Targets
  • Moderation
  • Pay in Full
  • Pay on time

9
Credit Cards
  • Craig Sakamoto
  • 5/24/04
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