Why Get Two Wheeler Insurance

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Why Get Two Wheeler Insurance?

• It is Mandatory by Govt. of India. 

• It will protect you from financial loss at the
  time of loss and damage to your Bike.

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Scope of Coverage Under Two-Wheeler
Insurance

• Loss or damage to the bike or two-wheeler due to
  natural calamities  like fire,
  explosion, self-ignition or lightning,
  earthquake, flood.
• Loss or damage to the bike or two-wheeler due to
  man-made causes like burglary, theft, riot,
  strike etc.
• Personal Accident Cover to the driver or owner of
  the vehicle while driving or travelling

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What is not Covered

• Normal wear and tear of the bike due to regular
  usage and general ageing of the two-wheeler
• Mechanical or electrical breakdown of the vehicle
• Circumstances where the vehicle is being used
  otherwise than in accordance with the limitations
  of the vehicle usage
• Depreciation or any consequential loss
• Damage to or by a person driving any vehicle
  without a valid driving license
• Damage to or by a person driving any vehicle
  under the influence of drugs or liquor
• Loss or damage caused to the vehicle due to war,
  mutiny or nuclear risk

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How Two Wheeler Insurance Work ?
Customer Register the Claim to the Insurance
Company.
Insurance Company check claim Is Covered or NOT
If Approved then Compensation is Granted
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Two Wheeler Insurance Provider Companies

• Bajaj Allianz Two Wheeler Insurance
• Bharti AXA Two Wheeler Insurance
• HDFC Ergo Two Wheeler Insurance
• ICICI Lombard Two Wheeler Insurance
• IFFCO Tokio Two Wheeler Insurance
• LT Two Wheeler Insurance
• Liberty Videocon Two Wheeler Insurance
• Magma HDI Two Wheeler Insurance
• National Two Wheeler Insurance
• Oriental Two Wheeler Insurance
• Reliance General Two Wheeler Insurance
• SBI General Two Wheeler Insurance
• Shriram General Two Wheeler Insurance
• Tata AIG Two Wheeler Insurance
• Universal Sompo Two Wheeler Insurance

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