Small Business Financing

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Express Funding Group
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Why Cash Advance is the Best Bet for Small
Business

• Ever since the subprime crisis of 2007, the onus
  of holding a small businesses afloat has fallen
  to lenders providing business cash advances,
  unsecured term loans, and lines of credit to cash
  strapped small businesses that would otherwise
  find it hard to remain in operation. While one
  can choose to find lenders themselves to secure
  financing, it is better to approach a firm with
  an experience in securing financing through a
  number of lenders.
• You may wonder why you shouldnt just directly
  approach different lenders to obtain funds. The
  answer is a simple one time and effort. When it
  comes to financial crunch, time is of the essence
  and only professionals can help secure the
  funding for you in as little time as possible.
  There are several financing experts such as
  MerchantLoans.com that can help you get a
  business cash advance in as little as seven days.
• If you are a small business owner who requires
  immediate funds to sustain or even expand your
  business, the key here is to determine what type
  of funding is better suited for you. There are
  various factors that determine the need for
  different funding.
• The first and the foremost factor would be time.
  As discussed earlier, if one needs an immediate
  cash flow and cannot wait for the traditional
  financing options such as bank loans, then a cash
  advance is a better option as the former can take
  up a lot of time and effort with no guarantee of
  eventual funding.
• If you have a bad credit history but have a
  constant cash flow, you can get your funding
  secured very easily with very little effort and
  time with a cash advance. Another advantage of
  the cash advance is that these funds do not
  reflect on your credit history in case one is
  wary of bad credit.
• For start-ups it is better to choose a
  line-of-credit as it will be difficult to secure
  short term-loans or advances as they are meant
  for existing businesses. Moreover, lines of
  credit are better for start-ups in terms of the
  overall ease with which the repayments can be
  made.
• For securing short term loans for small business
  one needs to have a good credit history but even
  in cases of bad credit history one can get a
  cosigner for their loan. This is not ideal for
  most businesses in the current financial scene.
• Generally speaking, a cash advance is the best
  bet for small business because - unlike loans for
  small businesses - you can get the funds against
  your future cash flow through credit card
  transactions all you need is a set amount of
  cash flow each month though your merchant credit
  account. With a little help from a good financing
  group with a history of securing small business
  funding, one can be assured of the easiest
  processing of their funding applicatiion.

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A Primer to Cash Advance for Small Businesses

• Cash advance emerged to be the driving force for
  small businesses that were struggling to grow or
  even exist during the recession. There is
  probably no other funding option that can
  actually match with a small business cash advance
  in terms of the flexibility and ease of securing
  the funds. The most basic requirement is that the
  business owner must be processing credit card
  payments. If one finds that they are unable to
  meet their business needs due to low cash flows,
  they can usually look up lenders that can arrange
  funds for your business in exchange for a
  percentage of future sales. There are many
  businesses that can vouch for cash advances as
  they have saved a lot of them from going out of
  business.
• This is, in fact, far more lucrative than
  traditional borrowing options such as bank loans
  which take ages to process and can involve a
  significant amount of time and effort on your
  part. The usual process involved with the banks
  includes scrutiny of your credit history and
  several other factors which one has no control
  over. Eventually the decision to grant you a loan
  lies with the bank and there is nothing much one
  can do about it. This is not the case with cash
  advances as credit history is not considered
  during the application process. There is some
  simple paperwork and the processing of the
  application is done in a single day itself. One
  can expect funds to be delivered in as early as a
  week.
• There are some other options that one may look
  into such as short term loans for small business
  which are also unsecured but do need a good
  credit history on your part. The essence of the
  cash advance for small business is that it is not
  a loan and hence does not require fixed
  repayments. Since cash advances are secured in
  exchange for the percentage of future sales, the
  repayment is made according to your sales which
  can come in handy during weak business periods.
• The best way to find trusted lenders is through
  a professional agency that can take up your case
  to affiliated lenders which helps to save the
  time and effort it takes to visit different
  lenders personally. For those new to this type of
  financing approaching, an agency is a good way to
  get acquainted with the whole process. This also
  ensures that one does not fall for unscrupulous
  lenders that have increased in numbers with the
  increase in popularity of the cash advance among
  small businesses.
• Several small businesses have used it to their
  advantage by expanding, hiring, and investing the
  funds they received through cash advance. The
  cash advance is limited in terms of the amount
  one can get at a time and the number of business
  transactions. This is a minor concern,
  considering one can get funds with no collateral,
  little documentation, and fast approvals as in
  the case of reputed agencies such as Express
  Funding Group.

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Contact Information

• Express Funding Group
• Address 6901 Jericho Turnpike, Suite 218
• Syosset , New York
• United States, 11791 Phone [phone] Toll
  FreeFax [phone]
• Email customerservice_at_merchantloans.com
• Website http//www.merchantloans.com/