Title: Western Networked Insurance Services
1Western Networked Insurance Services
- Put Networked Insurance Agents Program Team to
work for you - John S. Erickson
- Vice President Commercial Programs
2WNIS Expanding Capabilities
- Professional Liability Business
- Directors Officers, Employment Practices
Liability - Fiduciary, Crime, Kidnap Ransom Coverage
- Technology and Miscellaneous EO
- Health Care and Life Sciences EO
- Excess Surplus Lines Business
- Property, General Liability Commercial Package
- Garage, Umbrella/Excess, Liquor Liability
- Special Events Coverage
- Environmental and Pollution Liability
- DIC Earth Quake, Wind
- High value Hard to place Homeowners
- Program Development Management
3Directors Officers Liability
- Community Associations
- Publicly Traded Companies
- Health Care Organizations
- Non-Profit Organizations
- Privately Held Companies
- Personal Directors
- Including
- Entity Liability
- Third Party Liability
- Markets for hard to place risks
4Employment Practices Liability
- Broad range of eligible groups
- Community Associations
- Publicly Traded Companies
- Health Care Organizations
- Non-Profit Organizations
- Professional Firms
- Privately Held Companies
- Including
- Loss prevention tools resources
- Markets for hard to place risks
5Crime and Fiduciary Liability
- Primary and excess limits available
- Crime coverage can include
- Broad definition of Employee
- Loss Sustained or Discovery based
- Blanket ERISA Fidelity coverage
- Fiduciary coverage can include
- Coverage of HIPAA violations
- Coverage for 502 and 503 penalties
- Defense inside and outside limits
6Technology and Internet Errors Omissions
Coverage
- Mono line coverage for small to large commercial
businesses. - Consulting and Information Tech firms
- Cyber, Media and Advertising Liability
- Computer Electronic Manufacturers
- Hardware / Software Development
- Web site Design and Hosting
- Internet Service Providers
- Active Server Page Development
7Miscellaneous Professional
- Consultants, Freight Forwarder
- Real Estate Mortgage Brokers
- Media Liability advertising, publishing
- Managers property, asset, farm, hotel
- Travel Agents Tour Operators
- Employment Temporary Help Agencies
- Claims adjustor, appraiser, investigator
- Lawyers Employed Attorneys
- Training educator, counseling, coaching
- Court clerk , mediator, lobbyist, executor
- Accountant, bookkeeper, tax preparer
- Hundreds of additional eligible professional
classes
8Architects, Engineers, Land Surveyors Professional
- Design-Build contractors
- Specialty Construction consultants
- Environmental consultants
- Geologists
- Mechanical engineers
- HVAC engineers
- Interior Designers
- Landscape Architects
- Communication Engineers
9Insurance Agents Professional Liability
- Competitive Program for retail agents
- Group credits available
- Will accept new ventures with experience
- Can write PC and Life agencies
- Coverage options includes defense outside limits
- Admitted and non-admitted markets
- Difficult to place accounts can be considered
10Sexual Misconduct Liability
- Up to 10 million coverage limit available for
sexual misconduct or molestation. - 15,000 minimum premium
- World wide coverage
- Defense and settlement within limits
- Schools, Religious Organizations, Camps, Child
Care Centers, Counseling Services, Foster Care
Services, Recreation Centers, Hospitals, Nursing
Homes, others.
11 Health Care Professional
- Primary and Medical Malpractice for
- Home Health Care Nurse Staffing
- Laboratories / Diagnostic Facilities
- Physicians Health Care Practitioners
- Medical Treatment Facilities
- Hospitals, Clinical Testing, Dialysis Centers,
Halfway Houses, Medical registry services,
Rehabilitation Services - Miscellaneous Medical Classes for
- Acupuncture, audiologist, counseling service,
dietician, healthcare consultant, massage
therapist, physical therapist, safety health
consultant, speech therapist, etc.
12Sampling of WNIS Markets
- Beazley USA
- C.N.A
- Lexington
- Lloyds
- Travelers
- Zurich
- Chubb
- Hartford
- Monitor Liability
- Great American
- Firemans Fund
- OneBeacon
- Philadelphia
- AIG
- Crum Forster
- American Safety
- ACE
- Western Heritage
- Century Surety
- CIBA
- Chubb Custom
- C.N.A Schinnerer
13Binding Authority Classes Property, General
Liability, Package, Garage, Liquor
- Adult Day Care Center
- Alarm Installation
- Amusement Centers/Rides
- Auto Dealers New / Used
- Auto Parts and Supplies
- Auto Repair Shops
- Auto Body and Paint Shops
- Bazaars/Flea Markets
- Bars, Taverns, Restaurants
- Campgrounds
- Caterers
- Clubs - Swimming / Racquet
- Convenience Store/Mini Mart
- Contractors - Residential
- Contractors GCs, Roofing
- Day Care Centers
- Day Camps Sleep In
- Debris Removal
- Demolition Contractors
- Employment Agencies
- Equipment Rental
- Excavating/Grading of Land Contractors
- Garbage, Refuse Collecting
- Gas Stations
- Hunting Clubs
- Landscaping
- Motorcycle Dealers Repair
- Pest Control Service
- Recycling Collection Centers
- Special Events Coverage
- Tire Dealers
- Truck / RV Dealers Repair
- Security and Patrol Agencies
- Vacant Buildings Land
- Welders
14 Large Account Capabilities
- General Liability
- Virtually any product liability risk--from paper
goods to firearms, beverages to chemicals, toys
to swimming pools -- and the risks in between.
Primary general liability, lead umbrella,
follow-form excess liability. - Property
- Difficult to Place classes and Catastrophe
Exposures, Auto Phys Damage, Motor Truck Cargo,
Builders Risk, Chemical, Energy, Municipalities
and Institutions, Tier 1 Wind Exposures, DIC
15Risk Retention Group
- Apartments Condominiums
- 500 Million Capacity
- Office, Warehouse, Commercial Properties,
Shopping Malls, (HPR or Non-HPR) - 500 Million Capacity
- Collective Liability (no need to purchase an
excess liability policy) 75 Million Limit - Strictly A rated insurance carriers
- Comprehensive all risk special coverage
- Many other additional features
- Eligible states, CA, AZ, CO, NV, WA
16Environmental Liability
- Contractors pollution liability - covers
third-party claims caused by pollution events
arising out of covered operations. - Professional consultants liability - provides
liability arising out of acts, errors or
omissions during the rendering of professional
services by a named insured. - Professional environmental consultants liability
- combines the element of errors and omissions
coverage with contractor pollution liability
coverage. - Environmental services package policy - combines
general liability, pollution and professional
liability all in one seamless product. - Environmental casualty coverages - include the
general liability, workers compensation, business
auto, excess liability and contractors protective
liability.
17DIC Earthquake, Wind/Hail
- The DIC (Earthquake Peril) Policy is available
for both building owners and tenants of
commercial buildings. 13 Western States,
including Alaska, California, Oregon, Utah, and
Washington. - The NPCP (Wind/Hail Only) Policy helps businesses
recover from damage caused by wind and/or hail
and other perils. Florida, Georgia, Hawaii,
Louisiana, Texas, and Virginia. - The DIC (Wind/Hail Perils) Policy is available
for both building owners and tenants of
commercial buildings. Alabama, Mississippi, New
Jersey, North Carolina, and South Carolina.
18Market Segment Programs
- California Beverage Dealers Program
- Concrete Cutters Program
- Education Insurance Program
- Private primary K-12 schools and colleges with
less than 10,000 - Property, GL, WC, Auto, Umb, Abuse and
Molestation - Social Services Program
- Adoption, Foster Care agencies, Community
Services - Professional, Property, GL, Auto, Umb, Abuse and
Molestation
19High Value Hard to Place Homeowners
- HO-3
- Brush and unprotected properties
- Primary, secondary, seasonal and rentals
- 1,000 min. prem.
- Earthquake available
- HO-4/6
- Builders Risk, Vacant Dwellings
- Personal Articles Floaters
- Excess Flood
- A rated markets
20WNIS Placement Specialists
- Professional Liability
- Terri Amick (530) 274-6962
- Teri Hulvey (530) 477-3913
- John Erickson (530) 274-6992
- Surplus Lines
- Cyndi Gabbard (866) 398-9588
- David Boge (530) 477-3910
- Victoria Edson (530) 477-3914
- Email Addresses
- firstname.lastname_at_networkedins.com
21Western Networked Insurance Services
- When its outside the box, contact WNIS
- info_at_westernnetworkedins.com
- Send applications toCL_Programs_at_networkedins.com