The Major Reason To Repair Your Credit Is You

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The Major Reason To Repair Your Credit Is You
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• I look at the number one reason to repair your
  credit, you. Remember, you are important and your
  credit can be a determining factor in most major
  and minor transactions.

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The Major Reason To Repair Your Credit Is You

• The Importance of Repairing Your Credit
• You may be wondering, Why is it important to
  have good credit? Or, you may be asking, Is it
  possible to fix my own credit? Well, in today's
  world good credit is becoming a much needed
  asset. In today's world your credit worthiness
  could affect an application for employment (they
  can and will run your credit many times), also
  how much you pay when you rent.

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The Major Reason To Repair Your Credit Is You

• Credit also affects your ability to setup an
  account with a telephone company, or open a new
  bank account. As you can see, in today's world
  good credit is a vital asset that cannot be
  overlooked.

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The Major Reason To Repair Your Credit Is You

• I know many times you have heard that credit only
  matters when you purchase big ticket items.
  Something in the realm of houses, cars, boats,
  etc. But, this is no longer the case. Bad credit
  could be the determining factor in you not
  getting a job, or in you paying higher premiums
  for services. This can make things harder on you
  in the long run. This is why it is vital that you
  not only fix your credit, but maintain it.

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The Major Reason To Repair Your Credit Is You

• Plan of Action
• By this point, you are probably wondering what
  are my options. The first step in the process is
  to request your credit report (a physical copy).
  Most people do not know that they are entitled by
  the FTC (Federal Trade Commission) to receive one
  annually free of charge.

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The Major Reason To Repair Your Credit Is You

• The FTC has authorized only one site to give the
  free annual report, Annualcreditreport.com. If
  you have any questions, I would recommend
  accessing the FTC website directly. With your
  report (tri-merge, including all three major
  credit bureaus) you will be able to see what
  information is contained within. Many times you
  will find erroneous information (outdated, or
  false).

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The Major Reason To Repair Your Credit Is You

• What Can I Do If I Find Wrong Information?
• You will then match up the information with the
  corresponding Credit Bureau (Equifax, Transunion,
  Experian) where the incorrect information was
  reported. With that information you will then
  write a letter to the respective bureau and
  dispute the incorrect information. This is only a
  brief overview of a part of the process. I will
  go into further depth about the dispute process
  in a later publication. For now I would like to
  layout a proper foundation on which we can build.

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The Major Reason To Repair Your Credit Is You

• Good credit, why is that important? How is it
  used?
• Did you know that your report is available to
  anyone where you are requesting a line of credit?
  This means anytime you apply for a job,
  apartment, and make a big purchase you are giving
  permission to the creditor to check your report!

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The Major Reason To Repair Your Credit Is You

• Through the information presented on your credit
  report, the creditor will then make a decision as
  to what type of customer you will be. As you can
  see, your report plays a big role in not only
  major purchases, but necessities of life (such as
  a potential job, and where you stay). By checking
  a customers creditworthiness a business will
  determine your ability to pay them back, or if
  you are dependable (important when applying for
  that dream job). As you can see, credit
  definitely has an important role in today's
  society.

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The Major Reason To Repair Your Credit Is You

• Having issues with credit, debt, or incorrect
  information on your credit report? Watch our free
  presentation today for vital information that can
  help you below at
• http//consumercreditsupport.com