Presentation: 5 Secret Drawbacks Of HSA Health Insurance Program Uncovered

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Five Downsides Of HSA

• Five Not-So Secret Downsides Of HSA Health
  Savings Account Revealed
• By highdeductiblehealthplan.org

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Looking to sign up?

• Are you looking to sign up for a tax-advantaged
  HSA? At your job or like an individual?

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The benefits sure sound appealing.

• The benefits sure sound appealing. Who wouldn't
  want to cover for healthcare expenses with
  pre-tax money, or compound the financial savings
  tax-free?!

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However,

• Stop!

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Check out "five" key disadvantages!

• This is a quick overview of "five" not-so-secret
  key disadvantages of HSA, and you may not know
  the full degree of many of them.

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1) Fines of 20

• 1) Fines for early distribution getting higher!
  This past year 10, this current year 20. What
  will they be in five years?

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2) Bank charges

• 2) Bank charges at 3/month, you will pay nearly
  2,000 over a fifty year time span in bank
  charges alone.

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3) Restricted availability of funds

• 3) Restricted availability of funds Funds turn
  out to be extremely immobile. Who wishes to pay
  out 20 in fees and penalties upfront plus any
  private net income taxes at up to 35, a total of
  55?

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4) Restricted investment options

• 4) Restricted investment options "Spend what you
  will need on medicine and invest the rest" sounds
  good. But most banks provide sub-par investment
  options ("to safeguard you from yourself"?)

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5) High actual inflation

• 5) High actual inflation Even though the feds
  report 3 inflation, your wallet and
  ShadowStats.com knows best. The realistic
  inflation in the States is more than ten percent.
  Each and every 10,000 you keep in a HSA, you'll
  lose 1,000 each year.

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What are the alternatives?

• So what are the alternatives? Should you figure
  out how you can invest money for a lot more than
  1-2 annually, and do not anticipate numerous
  health related expenditures, then HSA might not
  be for you, but an replacement, after-tax savings
  account may be far better.

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More information...

• Look at http//highdeductiblehealthplan.org/hsa_he
  alth_plan.html (Link) to find out much more about
  HSA accounts, and to find a HSA financial
  institution which will best aleviate the 5
  not-so-secret drawbacks of HSA accounts.

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Just visit...

• Just visit
• highdeductiblehealthplan.org
• for much more information on the best way to find
  a fantastic HSA bank account.