Operational Risk: Decision Tree

1
Operational Risk Decision Tree

• ?
• 2nd part
• Case of a Swiss Bank

2
How important are OpRisk in your institution?

• Are internal processes functioning optimally?
• Mortgages switching lt --- gt Refinancing
• Do you produce your services and goods
  optimally, i.e. is
• the value/cost/risk ratio acceptable to you?
• Do you know your IT-risks?
• Are the skills of the employees and the
  complexity of their
• business in line?
• Does a top down risk policy exists, which is
  accepted and
• which is applied in daily business?
• Does your risk management functions also if
  markets are
• under stress or even unusual events happens?