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At the beginning of the year, Canada’s housing debt was recorded at its highest in over a decade, and with the average purchase price of a home in Canada increasing by more than 40%, it’s little wonder more and more Canadians are getting themselves into mortgage debt.
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Mortgage - A mortgage is a long term loan that is extracted on a property with a secured repayment to buy a property. Therefore, if you do not keep the repayment terms, then the lender can sell the property, sell it and maintain the money that is owed. Any balance is given to you. If the property is sold in less than your lender, you still are liable to repay the deficit.
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