How did the myth of ‘checking your credit score online will lower your credit score’ start?

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How do I check my credit score online in India?
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• Why does credit score checking online not damage
  your credit score?

However, no one really knows where this myth
started, but eventually, it has become very
popular. Individuals tend to believe that when
they check credit scores, it eventually dips the
score down. This is the reason why individuals do
not check their scores even after getting them
for free. Simply put, a popular myth does not
allow you to improve your score and keeps you
away from checking your credit score. The reality
is that a credit score check online will not
damage your credit score at all. Rather, it helps
you monitor it.
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• Improve your credit score

When you check your credit score online, it is
known as a "soft check". Soft credit score checks
online do not damage or impact your credit score
anyway. It is often confused with hard inquiries.
Hard inquiries are not soft checks. Hard
inquiries are run by loan providers or credit
bureaus over the credit profile of an individual
while offering a particular line of credit. Hard
inquiries damage your credit score because your
credit history is verified.
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• The benefits of checking your credit score online

The credit score check option is completely free
of charge. There are various non-banking
companies and digital platforms that offer an
instant weak credit score check option. You can
get your credit score and credit report
completely free of charge without paying
anything. When you check your credit score, you
are able to detect various errors and mistakes
present in your credit report. If you are working
on your credit report but still get a low credit
score, it is because of the errors present in the
report. Unless you check your credit score, you
will not be able to understand and detect the
errors. No matter how much you want to improve
your score, these errors will damage your credit
score further. For Business Loan visit business
loan apply online.
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• Checking your credit score will help you improve
  your score

Checking your credit score will help you improve
your score from time to time. It helps you track
your score improvement and check all the
improvements that are taking place. It is
important to check your credit score before you
apply for any line of credit. It helps you to
understand your credit eligibility so that you
know whether you are eligible to borrow money or
not.
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