How to Improve My Credit Score if My CIBIL is Below 700?

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How to Improve My Credit Score if My CIBIL is
Below 700?
A credit score is your ability to take a loan and
meet your needs. A score that is essential at
every step while you are on the way to borrow. It
decides whether you are eligible to borrow and at
what amount or rate you can borrow, which is all
the play of a credit report. A good score gets
your work done without any hurdle and gives you
enough way to borrow in the best manner. This is
an important element when you are looking out for
personal loan or instant funds from the financial
market.

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Pay your bills on time

• Pay your bills on time Bill payments are not an
  option that you can either do or ignore. It is
  the most essential thing that can decide a lot
  about your credit health. You need to be very
  particular about the timing and you cannot miss
  the due date. It is great if you can pay your
  bills before the due date, you will get a good
  score and also stay away from extra charges and
  fines.

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Dont go for too many credit cards
Credit card is very convenient and quick to use
with the pre-approved loan amount. You dont have
to go through various loan application processes
to get the fund in your account. However, the
credit card is the most expensive form of debt
and you will get high-end bills that get a burden
for you.
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• Dont go for multiple loan applications

• If you need to get a loan sanctioned, you often
  go for multiple loan applications. And if you
  apply multiple times, the loan provider will run
  a hard enquiry through your profile and this drop
  down the credit points giving you a low credit
  score.

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• Consolidated loan

• If you have too many existing loans, you can
  consolidate them into one single loan. This way
  you will just have to pay one single EMI monthly
  and that will not be stressful anymore. This will
  help you manage and maintain your credit score.

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• Wrapping up

• For Experian credit score you need to check
  credit score online to stay updated and improve
  your score to enjoy high benefits. It will help
  you handle all your debt-related functions in a
  better way.

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Clix Capital Services Pvt. Ltd.

• Address
• 901b, 9th Floor, Two Horizon Centre, DLF Phase V
• Gurgaon, Haryana, India 122002
• Phone Number 1800 200 9898
• Website https//www.clix.capital/check-credit-sco
  re/

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