How I’ve Handled Travel Insurance Over The Years

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overseas travel insurance
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How Ive Handled Travel Insurance Over The Years
I can tell you very quickly how many times during
my travels Ive had an incident overseas that
required real medical attention. Three times. In
thirteen years. The first time was when I fell
into the moat that surrounds the Old City of
Chiang Mai, Thailand. I had been celebrating the
Thai New Year (Songkran) when I somehow lost my
balance and ended up in the dirty water below.
The problem was that during my rescue, which
involved a chain of people reaching over the moat
wall to pull me back out, I scraped my toes
against some rocks and lost the toe nail on my
big toe in the process.
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The second incident was when I got a stomach
illness in India. After spending an hour walking
around the Golden Temple in Amritsar in the
mid-day heat, a kind, elderly man noticed how
much I was sweating and offered me a cup of water
which he had filled up from a nearby public tap.
Not wanting to be rude, I drank the water, and
then I proceeded to spend the next three days on
the toilet, unable to sleep, eat or venture
outside due to my condition. My third
injury/illness occurred while jogging around the
outside track on one of the cruise ships I worked
on.
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It was night time and I couldnt see the ground
very well, and I happened to step right onto a
broken wine glass. The stem of the glass pierced
my shoe and shot right into my foot. With blood
filling up my sneaker, I hobbled inside and down
to the medical center on board the ship where I
received two stitches and a legitimate excuse to
take some time off work. Apart from that, I also
cut up my body quite badly while volcano boarding
in Nicaragua, but I didnt see a doctor in the
end. All I needed was a pair of tweezers to
remove the shards of volcanic rock from my skin
and some ointments to heal the wounds.
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What Ive Used For overseas travel insurance
Over the past 13 years, this is how Ive dealt
with travel/health insurance Travel
Insurance  Up until three years ago, whenever I
was traveling, I made sure that I had travel
insurance. In my earlier years I would buy
insurance through STA Travel and then I switched
to later on. Such a plan typically cost me 50
60 per month, it was easy to set-up and even
though I never had to use the insurance, it
always seemed like a good deal to me.
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