THE CLAIM GAME IS CHANGING. - PowerPoint PPT Presentation

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THE CLAIM GAME IS CHANGING.

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Claims Delegates helps you navigate the changing insurance landscape.I will show you the way through a minefield of restrictions, objections and “deny first, pay later” systems set up to keep insurance carriers from paying their fair share. Read more: www.claimsdelegates.com – PowerPoint PPT presentation

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Title: THE CLAIM GAME IS CHANGING.


1
Homeowners
THE CLAIM GAME IS CHANGING.
Claims Delegates helps you navigate the changing
insurance landscape. I will show you the way
through a minefield of restrictions, objections
and deny first, pay later systems set up to
keep insurance carriers from paying their fair
share. Read more www.claimsdelegates.com
2
Ive spent the last fifteen years working in the
disaster restoration industry. If you had a
flood, fire, or any other disaster covered by
your insurance, Im the guy that put your world
back together. I care, and I want you to feel as
if your disaster never happened. 
Insurance doesnt work when the company breaks
its promise in order to increase its profits.
 Jay Feinman Delay Deny Defend2010
My grandfather was an insurance agent. My uncle
is an insurance agent. In the old world of
insurance, the policy holder was the most
important. In this world, if a client pays his
or her insurance, that person is
coveredcompletely covered. If there is a
disaster, everything is taken care of. But that
is no longer the case. 
The industry I have known is completely changed.
My clients are no longer in good hands. They
are no longer treated like good neighbors. The
policy holders and contractors I work with are
treated with suspicion and contempt. My work to
service claims is falling under the accusatory
gaze of adjusters. 
3
These men and women are under constant pressure
from their bosses to conform to a system that
favors corporate profits over policyholders. 
When the game changes, we have to innovate in
order to survive and thrive.  Claims Delegates
exists to help you thrive in the new world of
insurance claims. 
Gone are the days when a homeowner can submit
their contractors repair estimate and get paid
promptly. Todays repair estimates must be
submitted using specific software (Xactimate), in
a specific format, within specific parameters.
Skip this process and your estimate is considered
Non-standard, and these repair estimates are
either completely ignored or payment is severely
delayed. 
Worse, if the payment is made right away, it
usually means that your estimate is far
below what the insurance company thinks it may
owe you left money on the table.
4
Theres no end to the excuses insurance
companies can come up with to avoid paying
claims.   Ray Bourhis Insult to Injury2005
Yes, the game has changed. I can show you how to
play it right. Restoration contractors still
enjoy some of the highest profit margins in the
construction industry. Fire and water damage
repairs continue to be extremely lucrative and
rewarding. You just have to know how to play.
Insurance companies rely upon the ignorance of
their own policyholders.  An uninformed
policyholder will rarely argue with an adjuster,
because they dont know what they dont know.
Russell Longcore Insurance Claim Secrets
Revealed! 2006
Homeowners that understand their rights and are
willing to educate themselves will continue to
enjoy settlements that far exceed those of the
uneducated masses. It is not uncommon for a
homeowner to receive several times what the
insurance company originally offered. You just
need the proper tools.
5
Claims Delegates helps you navigate the changing
insurance landscape.  I will show you the way
through a minefield of restrictions, objections
and deny first, pay later systems set up to
keep insurance carriers from paying their fair
share.
WHEN YOURE READY TO PLAY THE GAME, BECOME YOUR
OWN DELEGATE.
Claims Delegation LLC All Rights Reserved 2015
6
Xactimate and Insurance Claim Expert I help
homeowners and contractors navigate insurance
claims.  I specialize in writing repair
estimates in the Xactimate software
program. Water damage, mold, smoke odor, fire
damage.... I've seen it all.  I have experience
running multi-million dollar restoration
companies and writing multi-million dollar
estimates.  I enjoy the small ones though.
Andrew McCabe
Visit us www.claimsdelegates.com Or call
888.745.7568
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